Matthew Merrill

Area Manager

NMLS# 115282

10706 NW Lakeshore Avenue, Suite 102,
Vancouver, WA 98685

(360) 798-2736

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Building trust, one borrower at a time.

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About me

Welcome!
I'm Matthew Merrill, your dedicated mortgage loan officer at Guild Mortgage, proudly serving the Pacific Northwest. With 20 years of lending experience and a deep commitment to helping clients achieve their homeownership dreams, I specialize in providing personalized mortgage solutions tailored to your unique needs.

Why Choose Me?
As a licensed mortgage loan officer in Washington, Oregon, Colorado, and Montana, I bring a wealth of knowledge and expertise to every transaction. Whether you're a first-time homebuyer, looking to refinance, or interested in investment properties, I'm here to guide you through the process with ease and confidence.

Local Expertise
Being based in Vancouver, WA, I have a deep understanding of the local real estate market. My goal is to make the mortgage process as smooth and stress-free as possible for my clients in Vancouver and the surrounding areas, including Portland, OR. I offer a wide range of loan options, including FHA, VA, USDA, and conventional loans, to ensure you find the perfect fit for your financial situation.

Personalized Service
At Guild Mortgage, we believe in building lasting relationships with our clients. I take the time to understand your goals and provide tailored advice to help you make informed decisions. My commitment to exceptional customer service means you'll always have a trusted advisor by your side, from pre-qualification to closing and beyond.

Get Started Today
Ready to take the next step in your homeownership journey? Contact me today to schedule a consultation. Let's explore your mortgage options and find the best solution for you. Whether you're in Vancouver, WA, or anywhere in the Pacific Northwest, I'm here to help you achieve your homeownership dreams.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.