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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Matthew Merrill

Matthew Merrill

Area Manager

10706 NW Lakeshore Avenue, Suite 102, Vancouver, WA 98685
Own what matters
Own what matters

About Me

Buying a home is one of life's major events. That's why choosing the right mortgage lender is key. And that's where I can make a significant difference as your Branch Manager at Guild Mortgage. With over 10 years of residential lending experience I'm dedicated to making sure your mortgage will be processed and closed with minimal stress. As I guide you through the loan process I'll answer your questions in detail and explain the mortgage option I've recommended. Along the way I'll be able to provide you with accurate updates regarding your loan's status. My business philosophy is simple: I'm committed to providing excellent customer service.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.95
Lengkimly
May 20, 2024
Verified

Matt is beyond words. I will never use any other mortgage lender.
Persia
Dec 21, 2023
Verified

Very friendly and helpful! Explained everything clearly and made us feel comfortable throughout the whole experience. Will DEFINITELY recommend Academy Mortgage and Matthew Merrill to family and friends who are looking to start a new chapter in their lives as well! Thank you so much!
Oksana B
Nov 10, 2023
Verified

Recently, I had an amazing experience with Matt, my mortgage advisor. Matt’s professionalism and knowledge were unmatched. He was patient, always available for questions, and made me feel like a priority. His dedication is unparalleled, making the entire process smooth and hassle-free. I highly recommend Matt for anyone in need of mortgage services.
Jennifer H
Oct 31, 2023
Verified

Matthew and his team were amazing and look forward to work with them again!
John
Oct 21, 2023
Verified

I’m always on Zillow looking at houses and driving job sites on weekends, old habits from my building years. In the current market wasn’t planning on buying anything but then the right house popped on the market on a Saturday. I texted Kendall Potter at 10pm Saturday, she scheduled a showing the next morning. My wife and bonus dad went and looked at it because I was working and gave me the green light to the condition and what was needed. Matt then went in on a that same Sunday, got my wife and I approved and had our offer submitted by Monday morning! Thankfully our offer was accepted and all the steps from there to closing went efficient and smooth. Great team, great people, and great process! The Kendall’s cannot wait to move into their new home and make it our own however Mathew Merrill and his team made it all possible! Thank you from the Kendall Family! -John Kendall Jr.
Tessa
Oct 21, 2023
Verified

Matt was extremely efficient, knowledgeable, and helpful throughout this entire process. Everything went so smooth and he made our experience stress free!

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Awards

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Causes I'm
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NMLS ID #115282
I am authorized to do business in the states of Colorado, Montana, Oregon and Washington. Branch NMLS ID 2576149; OR ML-176;