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Sandi Milohov

Senior Loan Officer

NMLS# 114287

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Pam C.
Nov 1, 2025
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Sandi Milohov of Guild Mortgage along with her team provided great communication throughout the real estate transaction....See more
Leah H.
Oct 6, 2025
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Smooth transaction and easy to work with!!
Betsy M.
Oct 6, 2025
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Sandi & her team held our hand cheerfully as we walked through the experience of buying our home. When they needed info...See more
Paul S.
Oct 6, 2025
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I took a first-time home buyer class that Sandi led a few years ago and looked her up when I was ready to purchase. She ...See more
Jonathan M.
Oct 6, 2025
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Sandi is amazing. She was in front of us with advice and behind us with encouragement. Her team is efficient, helpful a...See more
Declan
Oct 3, 2025
Experience logo
Sandi was efficient and always clear and open with communication as the loan progressed.

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Awards

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Causes & Memberships

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NMLS ID #114287

I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;

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