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Find the loan to fit your life

Putting Heart into Home Loans--Because People Matter Most

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey. I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate. Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state, where I enjoy the peace and beauty of the vast wilderness. Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.91
4.96
Minh N
May 21, 2025
Verified

A well run organization that made the process painless and easy
Dusty w
May 21, 2025
Verified

Sandi, Shannon and Jordan at Guild Mortgage are a dream team! Our home purchase was difficult at times and The Milohov Team answered every single question we had, calmed our worries and helped what was a very long drawn out home purchase close with ease! We felt very supported and cared for through the whole experience! Thank you Sandi and team for not giving up on our dream even when things got difficult! We couldn’t imagine working with anyone else!
Dusty
May 19, 2025
Aberdeen, WA
Verified

We had a very unusual home buying situation, that was difficult to maneuve. Sandinand her team were always there to explain what was happening and run interference with the sellers! The communication was excellent and the support was outstanding!
DEB
May 19, 2025
Longview, WA
Verified

Sandi is the ultimate professional with a huge heart! Thank you Sandi!
STEVE
May 12, 2025
Castle Rock, WA
Verified

Sandi and her Team! are always great to work with. I will always recommend her in the future. You cannot beat her experience and professionalism.
Sarah F
May 01, 2025
Verified

Sandi is an amazing loan officer she works hard to make home buying an easy process!

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Awards

Causes & Memberships

NMLS ID #114287
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;