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Find the loan to fit your life

Putting Heart into Home Loans--Because People Matter Most

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.91
4.96
Barbara
Jun 09, 2025
Billings, MT
Verified

You always were there to answer all of our questions and listen to our problems blend . You and you staff were so helpful, kind and courteou. I would recommend you to anyone I know . Thank you very much Charlie and Barbara McGovern
Dusty
Jun 02, 2025
Vancouver, WA
Verified

Shannon worked dilligently on short timelines and under a lot of pressure when I found my home. Shannon was always there when I needed her and I had an excellent experience with her. I felt heard, listened to and understood as well as she made it easy to understand the loan process. I felt she woked worked hard for my situation. Thank you
Kevin
Jun 02, 2025
Kelso, WA
Verified

Thank you for everything! Amazing To work with!
Sunny
Jun 02, 2025
Kelso, WA
Verified

Everyone was so nice and helpful
Minh N
May 21, 2025
Verified

A well run organization that made the process painless and easy
Dusty w
May 21, 2025
Verified

Sandi, Shannon and Jordan at Guild Mortgage are a dream team! Our home purchase was difficult at times and The Milohov Team answered every single question we had, calmed our worries and helped what was a very long drawn out home purchase close with ease! We felt very supported and cared for through the whole experience! Thank you Sandi and team for not giving up on our dream even when things got difficult! We couldn’t imagine working with anyone else!

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Awards

Causes & Memberships

NMLS ID #114287
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;