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Sandi Milohov

Senior Loan Officer

NMLS# 114287

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Michael
Dec 23, 2025
Portland, OR
Experience logo
Sandi and her team closed a mortgage very quickly. This helped me avoid paying additional rental charges. Thanks!
John
Dec 22, 2025
Portland, OR
Experience logo
team provided excellent service in a severely type timeframe. Well done!
Mallory
Dec 19, 2025
Kelso, WA
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Sandi and her team were amazing all throughout the entire process! They explained everything to us at every step and the...See more
Katie
Dec 19, 2025
Kelso, WA
Experience logo
Sandi and her team did a great job getting my client to the closing table!
Benellen
Dec 19, 2025
Vancouver, WA
Experience logo
My husband and I met Sandi when she taught the first time homebuyers class . We have already spoken to...See more
Dan
Dec 18, 2025
Ocean Park, WA
Experience logo
Sandi was a pleasure to worth with.

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Awards

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Causes & Memberships

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NMLS ID #114287

I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;

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