Contact Me
hero image
Find the loan to fit your life

Putting Heart into Home Loans--Because People Matter Most

About me

As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.

I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.

Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.

Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.91
4.96
Savannah Y
Jul 08, 2025
Verified

Sandi and her team are extremely professional and attentive. She is on top of the details and responds to all your questions right away. She builds relationships with her clients and helps them get to the first home by setting goals. As a first time homebuyer, I really appreciated how Sandi was able to lay out scenarios in these nice formats for us so it was really clear exactly what we needed to buy a home at a given purchase price. Sandi and her team make you feel comfortable and supported at all stages of the process. She listens to you and helps you get to your dream!
Irene M
Jul 08, 2025
Verified

Sandi Continuously guided us through the purchase of our home. Her due diligence allowed us to rest assured that all aspects of this process would be completed accurately and timely. It surely was an amazing journey! Thank you Sandi
Erica S
Jul 03, 2025
Verified

LOVE Sandi Milohov! She is very experienced which is how my buyer client found her. Thanks Sandi for getting our deal done timely 😀 despite a few hoops at the end!
Erica
Jul 02, 2025
Battle Ground, WA
Verified

LOVE Sandi Milohov!
Barbara
Jun 09, 2025
Billings, MT
Verified

You always were there to answer all of our questions and listen to our problems blend . You and you staff were so helpful, kind and courteou. I would recommend you to anyone I know . Thank you very much Charlie and Barbara McGovern
Dusty
Jun 02, 2025
Vancouver, WA
Verified

Shannon worked dilligently on short timelines and under a lot of pressure when I found my home. Shannon was always there when I needed her and I had an excellent experience with her. I felt heard, listened to and understood as well as she made it easy to understand the loan process. I felt she woked worked hard for my situation. Thank you

Video gallery

View More

Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #114287
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;