Putting Heart into Home Loans--Because People Matter Most
Sandi Milohov
Senior Loan Officer
NMLS# 114287
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
As a seasoned mortgage lender licensed in Washington, Oregon, Arizona, and Montana, I'm dedicated to helping clients navigate the home loan process with confidence and clarity. Whether you're a first-time homebuyer, refinancing your current mortgage, or exploring new real estate opportunities, I'm here to guide you through every step of the journey.
I have a deep passion for working with first-time homebuyers. With a natural talent for education and a patient, supportive approach, I take pride in helping new homeowners understand the lending process and build a strong foundation for generational wealth through real estate.
Originally from Montana, I moved to the Pacific Northwest in 2001 and began my lending career in 2008. I recently purchased a vacation home back in my home state of Montana, where I enjoy the peace and beauty of the vast wilderness.
Outside of work, I'm a proud wife and mom of two. I love crafting, camping, boating, and making lasting memories with my family. I'm also deeply committed to giving back to the community and regularly volunteer with organizations like Love INC, United Way, our local VA center, and other community programs that make a meaningful impact.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
I'm very grateful and thankful for Sandi and her team. They helped me with my mortgage, going above and beyond with my "rocky" case. With patience and concern, they were willing to listen, educate, and help me through my very first mortgage as first time home buyers. I felt so comfortable, relaxed, and supported with Sandi and her team. They answered all my questions and were willing to meet my pastor while I was in trouble after closing. Sandi is the best agent, she didn't treat me as a customer, but as if I was her own family. I couldn't thank her more for all she did will be forever grateful for her! I highly recommend Sandi Milohov and her team, especially for first home buyers that don't know what they're doing and don't understand the process. Sandi is the best agent to stand with.
Sandi was wonderful and made the process feel easy. I would highly recommend working with her
Sandi was excellent. She answered all my questiond and was able to give good advice to help me make the best decisions for me.
Sandi was very helpful through the home buying process. She was friendly and answered my questions thoroughly. She provided consistent updates through the process and clearly communicated any documents needed. Thanks, Sandi!
I am very grateful for Sandi Milohov, and Shannon Cavanaugh, and the rest of the team, for the outstanding help they did for me and my family. It was not that easy, but they make it smooth, and easier on me and my husband. They are very professional. They guide us thoroughly throughout the process. Explain to us everything that we needed to learn from the process. Coordinates well with the underwriting and rest of the team. The best so far .
Always client focused and shows she cares!
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