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Sandi Milohov

Sandi Milohov

Senior Loan Officer

201 NE Park Plaza Dr., Ste 242, Vancouver, WA 98684
Own what matters
Own what matters

About Me

Helping my clients understand their options for real estate financing so they can make solid home loan decisions is my goal. I am passionate about helping people fulfill their dreams of homeownership. Whether you are looking to purchase or refinance, I look forward to serving your home loan needs.

Raised in Montana, I moved to the Pacific Northwest in 2001 and became a Loan Officer in 2008. The northwest is such a beautiful place to call home!

My wonderful husband and I are blessed with two children, and when I am not working I enjoy crafting, camping, boating and spending time with my family.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.92
4.98
Chad
Jun 17, 2024
Verified

Sandi was very communicative and got us closed before closing date.
Lorene
Jun 17, 2024
Verified

Awesome experience
Lisha
Jun 17, 2024
Verified

Outstanding service as always!
Tammy
Jun 10, 2024
Verified

Sandi is amazing as always!
Negassa
Jun 04, 2024
Verified

Sandi and her team at Guild Mortgage went above and beyond to get us through this difficult process. Sandi is a wonderful person to work with and expert in the field. We highly recommend Guild Mortgage.
Damme
Jun 04, 2024
Verified

A Team that knows what they are doing. And they go above and beyond for their clients. Thank you again.

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Awards

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Causes I'm
passionate about

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NMLS ID #114287
I am authorized to do business in the states of Arizona, Montana, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1037598; Branch NMLS ID 433939; OR ML-176;