Chris Cayo

As a Senior Loan Officer based in Vancouver, WA, I've been helping homebuyers navigate the mortgage process since 2011. I proudly serve communities across Southwest Washington and Oregon - including Vancouver, Camas, Ridgefield, and Battle Ground - and I'm backed by Guild Mortgage's ability to lend in nearly every state.

Whether you're a first-time buyer, a veteran, an active-duty service member, or self-employed, I specialize in loan programs that fit your unique needs. From VA, FHA, USDA, and Conventional loans to Down Payment Assistance, Jumbo, Renovation, and Refinance options, I'm here to guide you with clarity and care.

I'm honored to have earned a 5.0 Survey Score from the Public Reviews Campaign and to be ranked in the Top 5% at Guild Mortgage. In 2024, I was recognized as a Best of Mortgage Lender by BusinessRate - an achievement that reflects my commitment to excellence and client satisfaction.

I'm a proud member of the Building Industry Association (BIA) of Clark County and work closely with local Realtors, builders, and trusted teammates like Charity Knight and Christina Baker-Peterson to ensure a smooth experience from start to finish.

Outside of work, I enjoy spending time with my family, hitting the gym, diving into a good book, or catching up on podcasts. Helping people achieve homeownership in the neighborhoods I know and love is more than a job - it's my passion.