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Chris Cayo
Senior Loan Officer NMLS# 854164
About Me
As a mortgage loan officer in Vancouver, WA, I have been dedicated to the financial industry since 2011. My passion for helping people achieve their financial goals and my commitment to excellence led me to pursue a career in the mortgage industry after proudly serving in the United States Army. I specialize in VA loans, ensuring that veterans and active-duty service members receive the best possible mortgage solutions. Additionally, I have extensive experience assisting first-time homebuyers navigate the complexities of purchasing their first home, and I offer expert guidance on refinance options to help clients optimize their financial situations.
Being a father and veteran, I bring a unique perspective to my role as a mortgage loan officer. I understand the importance of financial stability and security, and I am committed to helping my clients achieve their dreams of homeownership. My dedication goes beyond the transactional aspects of my work; I take the time to truly understand my clients’ individual needs and goals, providing personalized solutions to meet them.
With years of experience as a mortgage loan officer in Washington and Oregon, combined with my passion for helping others and my unique perspective as a father and veteran, I am an asset to my clients. When I’m not assisting clients with their mortgage lending needs, you’ll find me spending time with family, going to the gym, or enjoying a good book or podcast.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
FHA
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
I am a Real Estate Broker, and I am so grateful and blessed to be able to refer my clients to Chris for his expertise in the mortgage lending process. From start to finish he takes cares for my clients, walks them through each step and stays in constant communication with myself and my clients about what is going on. As a real estate professional this is so much appreciated. My clients have told me how much they truly value Chris and his professionalism and care throughout their home buying journey. I 100% recommend Chris for all of your lending needs, he's truly top notch!
Chris and his team were exceptional throughout our entire experience. From the first interaction to the final steps of our process, their professionalism and dedication were evident. Chris was incredibly helpful and friendly with me and my wife, always taking the time to answer every question we had as first-time home buyers. His expertise and commitment to customer satisfaction truly set him apart. We highly recommend Chris to anyone looking to buy, sell, or refinance their home. Thank you, Chris, for making this journey so smooth and successful for me and my wife, you made a very big moment in our life less stressful and we are very grateful for the help!
Chris is honestly one of the most amazing lenders to work with. His communication and thoroughness are amazing. Our transaction had many hurdles to overcome and his weekly updates regardless of what was going on helped us all to stay on track.He was always on top of every curve ball that wa thrown at him. I highly recommend him and look forward to working with again. Dawn Beaudoin
Working with Chris Cayo of Guild Mortgage was a fantastic experience. As a Realtor, I have encountered many lenders, but Chris truly stands out. His professionalism, dedication, and expertise were evident throughout the entire transaction. Chris was always available to answer questions and provide updates, ensuring a smooth and stress-free process for our clients. His commitment to securing the best possible terms and his deep understanding of the mortgage industry make him an invaluable partner in any real estate transaction. I highly recommend Chris Cayo for anyone in need of a top-tier mortgage lender.
Very, very happy with Chris Cayo and his team. I was out of town when my offer was accepted and nervous about how this would be done. Chris is very proactive, offers solutions to problems, and most importantly communicated often and clearly. He really managed the whole process smoothly from start to finish. I will highly recommend Chris and his team to anyone.
Chris Cayo is an outstanding Loan Officer! He is highly professional, knowledgeable and responsive. I felt Chris was always looking out for our best interests. He was very patient with us, answering all of our questions. He made the paperwork quick, easy and there were absolutely no surprises at closing. Chris is so friendly and he was such a pleasure to work with. Highly recommend!!
