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Senior Loan Officer NMLS# 854164
As a mortgage loan officer with over 11 years of experience in the financial industry, I have a passion for helping people achieve their financial goals. My commitment to excellence and my desire to make a difference in people's lives led me to pursue a career in the mortgage industry after serving in the United States Army.
As a father and veteran, I bring a unique perspective to my job as a mortgage loan officer. I understand the importance of financial stability and security, and I am committed to helping my clients achieve their dreams of homeownership. My dedication to my clients extends beyond the transactional aspects of my work, as I take the time to truly understand their individual needs and goals and provide personalized solutions to meet them.
In conclusion, my years of experience as a mortgage loan officer, combined with my passion for helping others and my unique perspective as a father and veteran, make me an asset to my clients. When I’m not assisting clients with their mortgage lending; you’ll find me spending time with family, going to the gym, or enjoying a good book or podcast.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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My client and I had an amazing experience with Chris. We were competitively house hunting for almost 2 months. Chris is incredibly helpful, very knowledgeable, professional, and attentive throughout the entire process prior to our offer getting accepted. And after we were under contract, He was always keeping me updated about the progress of my loan, Making me as a realtor have such peace that not thing will go wrong in the last hour before we close. I highly recommend Chris Cayo to anyone looking for a reliable, responsive, and trustworthy lender.
Chris had been very helpful in guiding me through the mortgage process. Always listened and took the time to answer all my questions, Chris is very attention to detail. He understood the circumstance with my specific budget and really went extra mile to make my first time home buying process go smoothly. He's very knowledgeable and only a phone call away whenever I have questions or concerns. Moreover, his work on educating his clients either through his weekly emails or phone calls is top-notch. I'll definitely recommend Chris and his team to anyone looking to buy a home! Thank you so much Chris!
After working with Chris now for several transactions I can truly say He is an expert that consistently sets himself apart, in knowledge, service and communication! He is my go-to lender, especially in this market where strategy and competence is key for buyers and sellers. He overdelivers with his communication and provides great service no matter what the price point is. If you don’t know or use Chris and his team, you should definitely give him a shot!
As an experienced homebuyer, I can unequivocally recommend Chris Cayo as a mortgage consultant. Chris made this home purchase the easiest and least stressful in my 30 years of buying homes. Chris listened to my unique circumstances and proposed several potential pathways to reach my goals. After researching them, he proposed the best one. He clearly outlined what information and documents he needed. He followed up with me on a weekly basis. He assisted me with technology that was unfamiliar to me without making me feel incompetent. I live in a different state and he arranged for me to sign the closing documents near to where I currently live. As I said, he made this transaction so easy.
As a Licensed Real Estate Broker, I have had the pleasure to work with Chris on multiple transactions now and each time he has gone above and beyond to provide our clients with excellent service. If you’re looking for a loan officer that you can trust and depend on then Chris is your guy!
As a first-time homebuyer, I was naturally apprehensive about the whole mortgage process. However, I was incredibly fortunate to have the opportunity to work with an outstanding loan officer like Chris Cayo, who truly went above and beyond to ensure my home buying experience was smooth and stress-free. From the very beginning, Chris’s professionalism and expertise were evident. He patiently explained the mortgage process, making sure I understood every step along the way. He took the time to understand my financial situation and personal goals, allowing him to tailor the loan options to perfectly fit my needs, specifically focusing on our specific budget. Any questions or concerns that I had, he was just a phone call away. I wholeheartedly recommend his services to anyone in need of a loan officer who truly cares about their clients, strives for excellence, and is adept at working within specific budgets. To Chris, thank you for making my first home buying experience an unforgettable and successful one. You have earned my deepest gratitude, and I will definitely be recommending you to all my friends and family.