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Chris Cayo
Senior Loan Officer
NMLS# 854164
About me
As a mortgage loan officer in Vancouver, WA, I have been dedicated to the financial industry since 2011. My passion for helping people achieve their financial goals and my commitment to excellence led me to pursue a career in the mortgage industry after proudly serving in the United States Army. I specialize in VA loans, ensuring that veterans and active-duty service members receive the best possible mortgage solutions. Additionally, I have extensive experience assisting first-time homebuyers navigate the complexities of purchasing their first home, and I offer expert guidance on refinance options to help clients optimize their financial situations.
Being a father and veteran, I bring a unique perspective to my role as a mortgage loan officer. I understand the importance of financial stability and security, and I am committed to helping my clients achieve their dreams of homeownership. My dedication goes beyond the transactional aspects of my work; I take the time to truly understand my clients’ individual needs and goals, providing personalized solutions to meet them.
With years of experience as a mortgage loan officer in Washington and Oregon, combined with my passion for helping others and my unique perspective as a father and veteran, I am an asset to my clients. When I’m not assisting clients with their mortgage lending needs, you’ll find me spending time with family, going to the gym, or enjoying a good book or podcast.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
FHA
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Highly recommend Chris, and his team with Guild Mortgage. Chris completely superseded our expectations. This was my 5th home purchase. This was the first purchase hassle free, from beginning to end. Chris was extremely thorough, professional and proactive throughout the process. Buying a house, going through the process can be difficult and stressful. We experienced Zero Stress with Chris!!!!! Cannot stress enough to anyone looking to purchase a home. Do yourself a favor, make an appointment with Chris!!! He will not disappoint!!! Thank you for all your hard work! Steve & Cindee
Chris and his team were extremely thorough, proactive and professional from beginning to end of buying our house. Guild Mortgage, Chris and his team was the easiest process out of the previous four houses I have purchased in the past. If, anyone is looking to purchase a home hassle free, highly recommend Chris, and his team with Guild Mortgage. Thank you, Steve & Cindee
Chris helped me tenaciously to find funding for a client that I have been working with for a couple of years…..he was successful and my hat is off to him! Closed it a few days ago
We worked with Chris during a very complex home-buying process, and he delivered outstanding service from start to finish. We closed on the sale of our old home and purchased our new one just three days later—a tight and stressful timeline that Chris navigated with exceptional skill. He was proactive, highly communicative, and always one step ahead, ensuring that every piece of the financing puzzle was in place when we needed it. Thanks to his expertise and attention to detail, the entire process was remarkably smooth. We couldn’t have asked for a better partner and wholeheartedly recommend him.
Chris and his team made my first time homebuying experience easy and enjoyable! I would give them 6 stars if I could! The communication was great, and I always knew what what happening with my transaction. I was under a time crunch to close on my condo, and they made it happen on time despite delays with the HOA. They also helped me secure a grant and paid down my interest rate. I felt very well taken care of, and am already excited for our next transaction!
Chris and his team made my first time homebuying experience easy and enjoyable! I would give them 6 stars if I could! The communication was great, and I always knew what what happening with my transaction. I was under a time crunch to close on my condo, and they made it happen on time despite delays with the HOA. They also helped me secure a grant and paid down my interest rate. I felt very well taken care of, and am already excited for our next transaction!
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