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Charissa Cruz – Guild Mortgage Lender

Charissa Cruz

Loan Officer

1951 Wilmington Drive, Suite 102, Fort Collins, CO 80528
Own what matters
Own what matters

About Me

Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me. We believe communication is key and will be available to answer calls or emails throughout the process. We have many loan options to choose from! I believe in finding my clients the right program whether you are investing in your dream home refinancing your home to pay down debt plan for college or looking for property investment options there is the right loan program for you! I love giving my borrowers choices and finding the best solution for your needs. Some other fun facts about me. I am a Rotarian and have been involved in some amazing service projects. My grandfather was one of the founding members of Rotary and I had an opportunity to study in Brazil with Rotary and remain fluent in Portuguese. I love photography and videography tai chi and am an avid mountain biker. We are home brewers and make the best natural Root Beer and Kombucha in the west. Please connect with me and I'd be happy to share it with you! Travel is also big on my list. I have lived in Brazil Italy and Hong Kong and traveled to over 20 countries and love learning about new cultures. I am a little bit gaga when it comes to animals. Your pets are always welcome in my office! Thank you for taking time to visit my website.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.99 out of 5.0 stars
Lori F
Feb 21, 2024

Thank you for taking such great care of my clients, they are near and dear to me!
Feb 21, 2024

Thank you for all your help Charissa!
Feb 03, 2024

Charissa and Jim are my miracle workers. They find grant opportunities for me, they always answer the phone and get back to me if they can't talk that moment. There is no other when it comes to my mortgages. It's the Cruz team.
Jan 17, 2024

I am grateful for Cher and what she has done for me. She ensured my best interest was first and foremost. Shes honest and extremely reliable to get the job done. She went above and beyond for me. I told my realtor how amazed I was that someone actually cared so much. Thank you Cher
Jan 04, 2024

Quick and helpful communication. Patience with my questions.
Jan 02, 2024

Cher did a great job walking us through our options for financing and she was always responsive to our questions and concerns. She is fantastic to work with.

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Causes I'm
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NMLS ID #246806
I am authorized to do business in the state of Colorado.