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Making Your Homeownership Dreams a Reality

Personalized Mortgage Solutions for Every Journey

About me

Troy’s roots in the Windsor and surrounding communities run very deep. His ancestors were Germans from Russia and settled in Windsor in 1899. Troy graduated from Windsor High School and is proud to be a Windsor Wizard like his grandfather and mother before him and two sons after him. Troy serves on the Windsor Chamber Board of Directors and is a strong supporter of the community. Troy’s wife, Norma, is his assistant and was a long-time resident of Fort Collins until moving to Windsor in 2017. Norma is bilingual and can help Spanish speaking borrowers who prefer Spanish vs English. In their spare time Troy and Norma enjoy gardening, exercising, biking, hiking, and entertaining guests at their home. They have three adult children, Alex, Noah, and Omar. Troy and Norma are dedicated to helping you achieve your homeownership goals. If you are a first-time/several time homebuyers, property investor, or refinancing a home or second property, they have the knowledge and expertise to help you through the process as with many different loan programs like Conventional, FHA, VA, USDA, CHFA and Metro DPA. And, as a direct lender--all loan processing, underwriting, closing, and funding are handled locally which allows us to close quickly. Troy and Norma are happy to assist you in navigating the mortgage process with ease and efficiency.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.88 out of 5.0 stars
5.0
4.83
5.0
kyel b
Mar 04, 2025
Verified

Really awesome experience so much going into this you really want to have all the answers and Troy and Norma were able to provide that for us along with the comfort of knowing we were in good hands very personable and helpful day or night thank you for everything again!
Kyel
Mar 03, 2025
Greeley, CO
Verified

Very personable and friendly very helpful and knowledgeable about finding the right home and the right price also just available anytime day or night thank you again so much
Haley
Mar 03, 2025
Greeley, CO
Verified

Troy was absolutely fantastic and made sure that he was able to answer any and all questions we had. He took the time to compare and contrast the different types of loans to figure out which one was right for us. Thank you, Troy and Guild!
Chrisann
Nov 12, 2024
Severance, CO
Verified

Troy did a great job helping us get a loan for our new house. He was very responsive and helpful through the whole process.
James
Nov 12, 2024
Severance, CO
Verified

The process was easy and Troy explained everything from start to finish. His communication, professionalism and friendliness made the whole experience great!
Sage
Oct 14, 2024
Loveland, CO
Verified

I was well informed and guided through the process as a first time home owner. Great experience, will recommend.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2152192
I am authorized to do business in the states of California, Colorado and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;