Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Troy Baldwin
Loan Officer
NMLS# 2152192
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Troy did a great job helping us get a loan for our new house. He was very responsive and helpful through the whole process.
The process was easy and Troy explained everything from start to finish. His communication, professionalism and friendliness made the whole experience great!
I was well informed and guided through the process as a first time home owner. Great experience, will recommend.
Everything was Easy! That was impressive.
Everything was Easy!
Things went very smoothly over the course of the transaction. The only hiccup was having to wait so lunch for funding approval after the signing. But, otherwise excellent.
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NMLS ID #2152192
I am authorized to do business in the states of California, Colorado and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
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