Skip to content
The Mortgage Craftsman
Guiding Every Homeowner with Care

About me

After more than 30 years in operations and manufacturing, Troy Baldwin understands what it takes to build something that lasts. Today, he applies that same craftsmanship to helping families and retirees find home financing solutions that fit their needs - especially through reverse mortgages and first-time buyer education.

A self-taught woodworker and lifelong gardener, Troy knows that success takes patience, planning, and the right tools. His approach to lending is no different: every mortgage is crafted with clarity, care, and attention to detail. When he's not helping clients, you'll find him cycling local trails, tending to his garden, or listening to classic rock in his custom-built sound room-proof that great things are made, not rushed.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.86 out of 5.0 stars
Facebook logo
5.0
Experience logo
4.9
Google logo
4.9
Third party logo
4.6
Dominique
Dec 24, 2025
Ault, CO
Experience logo
We were very pleased with everyone involved in our loan proces. Denise, Sarah, Troy, and Norma were all amaz...See more
Juan
Nov 25, 2025
Evans, CO
Experience logo
Thank you, Troy!! it was a great experience and smooth. You were patient to explain the process for my wife and I. You a...See more
Sarah
Nov 24, 2025
Ault, CO
Experience logo
Troy and his team helped us through a challenging transaction. Each step of the way, Troy provided timely and clear comm...See more
Lori
Nov 23, 2025
Ault, CO
Experience logo
We really enjoyed working with everyone that was involved with our purchase. We tried a couple other realtors b...See more
Bryanne
Nov 10, 2025
Severance, CO
Experience logo
Troy & Norma are a dream team! They made it happen for some 1st time home buyers! The process took over ...See more
Dawn
Nov 5, 2025
Severance, CO
Experience logo
We had a Great experience with Troy. We had many obstacles to overcome on our end. Troy and his team gave 110%; they...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #2152192

I am authorized to do business in the states of California, Colorado and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*