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About me

After more than 30 years in operations and manufacturing, Troy Baldwin understands what it takes to build something that lasts. Today, he applies that same craftsmanship to helping families and retirees find home financing solutions that fit their needs - especially through reverse mortgages and first-time buyer education.Read more

After more than 30 years in operations and manufacturing, Troy Baldwin understands what it takes to build something that lasts. Today, he applies that same craftsmanship to helping families and retirees find home financing solutions that fit their needs - especially through reverse mortgages and first-time buyer education.

A self-taught woodworker and lifelong gardener, Troy knows that success takes patience, planning, and the right tools. His approach to lending is no different: every mortgage is crafted with clarity, care, and attention to detail. When he's not helping clients, you'll find him cycling local trails, tending to his garden, or listening to classic rock in his custom-built sound room-proof that great things are made, not rushed.

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Testimonials

4.87 (85 reviews)
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5.0
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4.9
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5.0
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4.7
What a great team to have in a less than straightforward situation
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Carlyn

May 21, 2026

Fort Collins, CO

Troy was the only reason i chose Guild. We originally were refered to him by our realtor. But had the option to go with another lender. I decided to stay with Troy because how responsive, charismatic, and knowledgeable he was. Ultimately I trusted him the most and truly felt like he had our best interest at heart.
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David

May 1, 2026

Johnstown, CO

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #2152192

I am authorized to do business in the states of California, Colorado and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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