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About me

After more than 30 years in operations and manufacturing, Troy Baldwin understands what it takes to build something that lasts. Today, he applies that same craftsmanship to helping families and retirees find home financing solutions that fit their needs - especially through reverse mortgages and first-time buyer education.Read more

After more than 30 years in operations and manufacturing, Troy Baldwin understands what it takes to build something that lasts. Today, he applies that same craftsmanship to helping families and retirees find home financing solutions that fit their needs - especially through reverse mortgages and first-time buyer education.

A self-taught woodworker and lifelong gardener, Troy knows that success takes patience, planning, and the right tools. His approach to lending is no different: every mortgage is crafted with clarity, care, and attention to detail. When he's not helping clients, you'll find him cycling local trails, tending to his garden, or listening to classic rock in his custom-built sound room-proof that great things are made, not rushed.

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Testimonials

4.86 (80 reviews)
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5.0
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4.9
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4.9
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4.7
I felt that my needs were listened to. My questions were answered and I was given various options to consider. I was helped to make the best decisions for my specific needs.
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Susan

Feb 3, 2026

Eaton, CO

We were very pleased with everyone involved in our loan proces. Denise, Sarah, Troy, and Norma were all amazin. Troy helped us out alot es when it came to the credit side of it he was very informative on what we needed to do and where we needed to be. He also sent us to John who was amazing as well. He helped us get our credit score up and kept us on track. All of you guys were amazing and we couldn't have done this and been able to get our home without your help. Kudos to all of you
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Dominique

Dec 24, 2025

Ault, CO

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #2152192

I am authorized to do business in the states of California, Colorado and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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