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Personalized Loans for Every Stage of Life

Select from hundreds of loan products tailored to your needs

About me

I am a proud Colorado native, but my heart also belongs to the Midwest, thanks to my college roommate from South Dakota. In my free time, I'm hiking, biking, camping, skiing, fishing, wake surfing, golfing, and doing just about any outdoor activity. When I’m not adventuring outside, you can find me playing with my dog Minnie and cat Indy, working on home projects, or exploring new places.

Growing up with a mother deeply rooted in the mortgage industry, I was introduced early on to the concept of homeownership as a powerful financial tool. My passion for real estate led me to pursue a minor in the field at Colorado State University. While in college, I began working on my mom’s team, gaining invaluable experience that I have continued to build upon since graduating.

On our team, we are dedicated to finding the right loan for each client, recognizing that everyone’s situation and needs are unique. Our goal is not only to secure the best loan but also to ensure our clients fully understand the process. Whether you need assistance with home financing now or want to create a plan for the future, we are here to support you every step of the way.
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Annette D
Dec 16, 2024
Verified

Olivia is a terrific listener and has great follow up. She has a very personalized approach. I worked with her to help my senior parent secure financing. Many of the other lenders I consulted treated it just like another transaction…fill out a link, send all the information, and no counseling. Not Olivia! She started with a phone call and built a relationship. It was exactly what we needed and the outcome was the best we could have hoped for. And as we encountered obstacles in the process, she and her team went the extra mile to overcome them. I highly recommend!
Janet W
Dec 11, 2024
Verified

As a senior single woman seeking affordable housing this past summer, I feel fortunate that I selected a capable younger team to help me sell and buy a home in Loveland that was right for me and that I could afford. When I found the home I thought was right with help from my daughter and a capable realtor, I trusted his recommendation that Olivia Noel would be able to assist me with the financing of it following the sale of my home. Olivia assisted me with arrangements for loan approval and she guided me through the financial details necessary to purchase my new home. She was thorough, knowledgeable, and caring. I am pleased to recommend her as a woman with the skills and professionalism to get the job done when it comes time to change homes.
Caleb R
Mar 15, 2024
Verified

Olivia's expertise and dedication were truly exceptional. She guided me through the entire process, ensuring that everything went smoothly. Olivia's attention to detail and prompt communication made me feel confident and supported every step of the way. Thanks to her, I was able to secure a great deal and close on my first home. I highly recommend Olivia to anyone in need of a knowledgeable and reliable loan originator. She's a true professional who goes above and beyond for her clients. 🏡🌟

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member of Guild Giving
NMLS ID #2407036
I am authorized to do business in the states of Colorado, South Dakota and Wyoming.