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Mike Stein

Mike Stein

Senior Loan Officer

1951 Wilmington Drive, Suite 102, Fort Collins, CO 80528
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.93
Joan
Apr 03, 2024
Verified

Mike and Jenny Stein were extremely knowledgeable, helpful as they guided me through an out of state purchase. Their professionalism was top notch and I cannot thank them enough.
Joseph
Feb 21, 2024
Verified

Mike did a fantastic job of walking us through the necessary steps that needed to be taken in purchasing a home. He took the time to break things down in more digestible and simple terms, was not pressuring, and very personable. I would work with Mike again if another time came to purchase a home.
Kaitlin
Feb 17, 2024
Verified

Clear communication and transparency.
Tim
Feb 17, 2024
Verified

Mine and Jenny were great to work with! Quick, clear and concise! 10/10
Sarah B
Feb 09, 2024
Verified

Mike and Jenny were fantastic to work with! Constant communication and updates are key in my opinion during a transaction! Would highly recommend!
Barbara S
Jan 26, 2024
Verified

Mike, you & Jenny were such a calming force for my clients throughout a stressful situation. Sharing your insights & experience provided the reassurance they needed along the way. I hope we can work together again in the future.

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NMLS ID #1267535
I am authorized to do business in the state of Colorado.