(321 reviews)

Mike Stein

Senior Loan Officer

NMLS ID #1267535

Fort Collins, CO

4.94

(321 reviews)

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1951 Wilmington Drive, Suite 102, Fort Collins, CO 80528

[email protected]

(970) 297-8809

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Have questions? Let's connect and talk through your goals.

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Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Building Dreams, One Loan at a Time

Trusted Mortgage Solutions Delivered with Expertise

About me

I have dedicated the past 10+ years to helping individuals and families achieve their homeownership dreams through mortgage loans. Serving communities throughout Colorado, with a special focus on Fort Collins, Loveland, Berthoud, Greeley, Estes Park, Longmont and Boulder.Read more

My expertise includes Conventional, FHA, and VA financing, and I also have extensive experience working with clients interested in a 2nd Home and Investment properties. My commitment to providing exceptional service, education and tailored financial solutions has earned me a reputation for excellence in the industry.

When I'm not assisting clients, you will find me walking my dog, camping with my wife, or fly-fishing local rivers.

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Testimonials

4.94 (321 reviews)

5.0

4.9

5.0

4.9

Mike is always professional and courteous. His communication is great and things always go smoothly when he's involved. He gets the deal done and I never have surprises.

Joanna

Apr 16, 2026 |

Berthoud, CO

As a first time home buyer I thought Mike did a great job with the loan: he clearly articulated all of the different components and worked hard to get me the best rate possible during highly turbulent times for rates.

Devin

Apr 16, 2026 |

Fort Collins, CO

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Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(970) 297-8809

Mobile:

(970) 297-8809

Branch:

(970) 530-0450

Email:

[email protected]

1951 Wilmington Drive, Suite 102, Fort Collins, CO 80528

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1267535

I am authorized to do business in the state of Colorado.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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For homebuyers

For homeowners

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Mike Stein

Let's talk

Get pre-approved

Apply for a loan

Building Dreams, One Loan at a Time

Trusted Mortgage Solutions Delivered with Expertise

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app