Contact Me
hero image
Building Dreams, One Loan at a Time

Trusted Mortgage Solutions Delivered with Expertise

About me

I have dedicated the past 10+ years to helping individuals and families achieve their homeownership dreams through mortgage loans. Serving communities throughout Colorado, with a special focus on Fort Collins, Loveland, Berthoud, Greeley, Estes Park, Longmont and Boulder.

My expertise includes Conventional, FHA, and VA financing, and I also have extensive experience working with clients interested in a 2nd Home and Investment properties. My commitment to providing exceptional service, education and tailored financial solutions has earned me a reputation for excellence in the industry.

When I'm not assisting clients, you will find me walking my dog, camping with my wife, or fly-fishing local rivers.  

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.92
5.0
Melanie G
Apr 03, 2025
Verified

I am very thankful to Mike Stein and having his help to get the best loan on my first home! He thoroughly explained each step, different loan options, legal terms, and calculations during the process. I appreciate how professional, communicative, and approachable he was as we discussed the loan agreement. I am incredibly happy we settled on an even better offer than I originally anticipated and will recommend Guild Mortgage to anyone looking to buy a home.
Melanie
Mar 31, 2025
Delta, CO
Verified

As a first time home buyer, Mike and Jenny were both incredibly helpful and supportive throughout the process! I learned a lot and appreciated how Mike broke down each step, document, and calculated statements. Their communication was excellent and all of my questions were answered in depth. Even more, my final closing costs and interest rate were better than I expected! I am grateful for their expert knowledge and guidance as I completed my loan. I will definitely recommend Guild Mortgage to anyone I know.
Zoe P
Apr 02, 2025
Verified

Mike and Jenny made us feel confident and reassured throughout the homebuying process. Mike is such a genuine and personable person - you can tell from the moment you meet him. Buying a house is stressful/unpredictable, and having a lender who will pick up the phone when you call on a Friday night, Sunday morning, whenever you need...that's the service you will receive when you choose the Steins. On top of that, Mike will provide you with all of your options each step of the way, never pressuring you in any way. I spoke with 5 different lenders, and Mike was the obvious choice out of the bunch.
Zoe
Mar 31, 2025
Fort Collins, CO
Verified

Mike & Jenny are excellent communicators, and I felt reassured throughout the entire homebuying experience as a result of that. I would recommend them to anyone in their homebuying journey.
Jen S
Apr 01, 2025
Verified

Mike & Jenny Stein with Guild Mortgage are a finely tuned Machine!! Highly recommend for all of your real estate financing needs!
Jennifer
Mar 31, 2025
Delta, CO
Verified

Mike and Jenny are a finely tuned machine!! Always enjoy getting to work with them as the transaction goes so smooth. Highly recommend Team Stein with Guild for all of your real estate financing needs.

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #1267535
I am authorized to do business in the state of Colorado.