Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Cody Ratliff
Branch Manager
NMLS# 302902
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
X
X
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.82 out of 5.0 stars
5.0
5.0
4.9
5.0
4.3
Ovidio
Aug 1, 2025
Start to finish everything was handled with courtesy and professionalism and done in a timely manner.
Yureli
July 7, 2025
Cody was so much help making it easy to understand the process. He was there every step of the way an...See more
Yureli G.
July 4, 2025
Absolutely recommend so easy to understand the process! Not to mention they help you every step of the way and help you ...See more
Zayne N.
June 2, 2025
Excellent loan officer!
Brandon R.
June 7, 2025
Going with Guild Mortgage was the best decision we made! They made everything so easy, and they helped us every step of ...See more
Brandon
June 7, 2025
Working with Cody made this experience far easier than we expected. We had lots of obstacles and challenges that we had ...See more
NMLS ID #302902
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;