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About me

Hello! I'm Traci Dry, the Branch Manager and Senior Loan Officer at Guild Mortgage in Wenatchee, WA. With over 20 years of experience in mortgage lending, I am dedicated to helping my clients understand their real estate financing options and making solid home loan decisions that meet their needs. Whether you're looking for VA loans, FHA loans, or down payment assistance, my "Find a Loan" section provides valuable information and resources on our home loan options.
Professional Journey
My journey as a mortgage loan officer began with a passion for helping people achieve their dreams of homeownership. One of my most memorable experiences was assisting a single mom in securing a home for her and her baby daughter, enabling them to create lasting memories and build generational wealth. Today, that child is 18 years old, and the mom has successfully invested in a second home, thanks to the solid foundation we built together.
Services and Expertise
I specialize in VA loans, FHA loans, and bond and down payment assistance loans. My approach involves asking the right questions and actively listening to my clients to ensure they are placed in loan programs that align with their long-term and short-term goals. I also provide financial education, budget classes, and home buyer education to support my clients throughout the mortgage process.
Personal Touch
My core values revolve around treating borrowers the way they want to be treated. I strive to build long-term relationships by staying connected with my clients and partners, addressing any needs, questions, or concerns that arise after the loan closes. My goal is to be your "lender for life," ensuring you have a trusted advisor beyond the life of your loan.
Hobbies and Interests
Outside of work, I am an avid quilter and scrapbooker. I also love to travel and spend quality time with my family and friends.
Contact Information
I am authorized to do business in Arizona, Idaho, Texas, and Washington. You can reach me by phone, text, or email. Download my app to put the mortgage process in the palm of your hand.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Courtney
Nov 6, 2025
TRACI IS THE ABSOLUTE BEST AT HER JOB!!! She has helped our family so much! She was able to get us better rates and deal...See more
Susan
Oct 4, 2025
Traci’s knowledge of the market and kindness made for a home buying experience that was out of this world! We purchased...See more
Elias
Sept 1, 2025
Working with Traci for our first home purchase has been Absolutely Superb! We received the lowest interest rate we could...See more
zuser201603131317143
Sept 3, 2025
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I had such a wonderful experience with Traci! I cannot recommend her enough! She was great at making time for me, even a...See more
Amber N.
Sept 3, 2025
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Traci and her Guild team were amazing support for my recent mortgage refi. They answered and addressed all my questions...See more
Danielle,
Sept 3, 2025
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I absolutely can’t say enough great things about Traci Dry and the exceptional service she provided us on our home loan....See more

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Awards

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Causes & Memberships

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NMLS ID #89226

I am authorized to do business in the states of Arizona, Idaho, Texas and Washington. AZ BK#0018883; AZ BKBR# 0120021; AZ LO Lic.# 0929076;

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