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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My journey as a Mortgage Loan Officer began two decades ago, where I quickly established myself as a reliable and knowledgeable professional in the field. Over the years, I have worked with clients from diverse backgrounds, guiding them through the complex process of securing the right mortgage for their specific circumstances.

Having honed my expertise in various mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans. Whether clients are first-time homebuyers, seasoned investors, or individuals looking to refinance, I leverage my comprehensive knowledge to provide them with personalized guidance and support every step of the way.

I am deeply passionate about helping individuals and families achieve their homeownership goals. My approach is centered on integrity, professionalism, and a genuine desire to empower my clients with the knowledge and resources they need to make informed decisions. I believe in providing personalized attention to each client, listening to their concerns, and guiding them towards the best possible mortgage solution tailored to their unique financial situation.

With 20 years of experience as a Mortgage Loan Officer, I bring a wealth of expertise and a commitment to excellence to every client interaction. Whether you are navigating the homebuying process for the first time or seeking to optimize your existing mortgage, I am here to serve as your trusted advisor and advocate. Let's work together to turn your homeownership dreams into reality.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Lauren
Aug 19, 2024
Verified

Jill Margetich and team made the home buying process as easy and pleasant as possible. Jill and Michelle are incredibly knowledgeable and easy to talk to. They guided us through every step with clarity and warmth. We will enthusiastically recommend Jill to anyone getting ready to buy. Thank you so much!
Michael
Jul 24, 2024
Verified

Jill was an ABSOLUTE pleasure to work with during this process. She was incredibly quick to get back to us when we needed anything, even late at night or on the weekends. Jill was super helpful in talking us through next steps and keeping us up to date on the process and gave us peace of mind when we needed it. Couldn’t have had a better experience with her and we can’t thank her enough!
Kathleen
Jun 24, 2024
Verified

The team at Guild mortgage is awesome. Jill walked us quickly through all the paperwork and I think it was the fastest i’ve ever purchased a house (4th time going through this).
Nathan
Mar 19, 2024
Verified

Jill was truly exceptional to work with during our home buying experience. She is reliable, knowledgeable, proactive, and engaging. Plus, no one could beat her rate. She makes the entire experience easy to understand and went above and beyond during every step of the process. We could not recommend Jill more. She helped us get into the house of our dreams. Thanks Jill!
Troy D
Dec 23, 2023
Verified

Jill and her team made this a seamless experience, they worked tirelessly on getting my stuff ready so I could meet my deadline.
Troy
Dec 19, 2023
Verified

Jill worked tirelessly getting me results, I am extremely grateful for having her on my side

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #416487
I am authorized to do business in the states of Delaware, Florida, Maryland, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;