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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

My journey as a Mortgage Loan Officer began two decades ago, where I quickly established myself as a reliable and knowledgeable professional in the field. Over the years, I have worked with clients from diverse backgrounds, guiding them through the complex process of securing the right mortgage for their specific circumstances.

Having honed my expertise in various mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans. Whether clients are first-time homebuyers, seasoned investors, or individuals looking to refinance, I leverage my comprehensive knowledge to provide them with personalized guidance and support every step of the way.

I am deeply passionate about helping individuals and families achieve their homeownership goals. My approach is centered on integrity, professionalism, and a genuine desire to empower my clients with the knowledge and resources they need to make informed decisions. I believe in providing personalized attention to each client, listening to their concerns, and guiding them towards the best possible mortgage solution tailored to their unique financial situation.

With 20 years of experience as a Mortgage Loan Officer, I bring a wealth of expertise and a commitment to excellence to every client interaction. Whether you are navigating the homebuying process for the first time or seeking to optimize your existing mortgage, I am here to serve as your trusted advisor and advocate. Let's work together to turn your homeownership dreams into reality.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Jessica
Mar 24, 2025
Penn Valley, PA
Verified

As we get ready to move into our new family home as first time homeowners, we wanted to take a moment to express our heartfelt gratitude for the incredible support Justine and Jill provided throughout our home-buying journey. Their individual and collective thoughtfulness, patience, and dedication made what could have been a daunting experience so much more enjoyable. From our very first meeting, you each took the time to understand our needs and preferences, guiding us with expert advice and insights every step of the way. Your ability to listen and adapt to our vision truly set you apart. We appreciate how you went above and beyond, ensuring we felt comfortable and informed at every stage. Your knowledge of the market and commitment to finding us the perfect home were evident, and we are so grateful for your hard work and persistence. Thanks to you both, we will move into our new home in a couple of days where we can create lasting memories as a family. We couldn’t have asked for a better partnership in this journey, and we will certainly recommend your services to anyone looking to buy or sell a home. Thank you once again for everything!
Erin
Mar 24, 2025
Philadelphia, PA
Verified

Jill was super friendly and extremely helpful! The way she explained things was very easy to understand and made the loan process much less stressful!
Justine
Mar 24, 2025
Penn Valley, PA
Verified

From start to closing day, communication was very proficient! As a Realtor, I value lenders who keep me updated on how the process is moving along to make sure we're staying commited to our timelines. It's a team approach and my first experience was terrific!
T
Mar 24, 2025
Verified

Jill was excellent! I’d recommend her and her team a million times to anyone searching for a home. She was timely, trustworthy, patient, kind and so much more. I can’t wait for more transactions with her in the future!!
Tim
Mar 24, 2025
Philadelphia, PA
Verified

Jill was excellent to work with! She kept things on time, was extremely communicative, and helped myself as well as the client on Things they or I was unsure of. I would recommend Jill and her team a million times!
Carlos
Feb 24, 2025
Coatesville, PA
Verified

The women who helped us was wonderful and an amazing help!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #416487
I am authorized to do business in the states of Delaware, New Jersey and Pennsylvania. Licensed by the N.J. Department of Banking and Insurance;