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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Tracy Thatcher

Tracy Thatcher

Loan Officer

211 Welsh Pool Road, Suite 102, Exton, PA 19341
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Carla M
Nov 24, 2023
Verified

My husband and I worked with Tracy on the purchase of our home. She was extremely knowledgeable, kind, and went ABOVE AND BEYOND to make sure that we were comfortable through the entire process. I would highly recommend that you work with Tracy for a smooth experience! Did I mention that she has a great personality!? :) Talking to her lifted my spirits on any given day! Thank you, Tracy!
Carla
Nov 20, 2023
Verified

Tracy was extremely personable, knowledgeable, helpful. She helped my husband and me with the purchase of our first home and made us feel comfortable each step of the way. Thank you, Tracy!
Samantha
Nov 13, 2023
Verified

Buying a house is filled with so much craziness! Thanks to Tracy and Michelle everything went pretty smoothly and now we are living in our new home!
Terri
Nov 10, 2023
Verified

Tracy & I have worked together for years! I have clients who continue to refer her to their Family & Friends. She spends time & listens to every clients needs, explains the process thoroughly & makes it fun the process!
Sam
Nov 10, 2023
Verified

Tracy did a fantastic job as always. My buyers were well taken care of throughout the entire process and Tracy went above and beyond to ensure we were on track for closing.
Samantha
Nov 10, 2023
Verified

Tracy was amazing! Always quick to answer with all the questions I had. Always willing to help figure stuff out even if it wasn't totally affecting the house! 5 stars will recommend her to anyone who is looking!

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NMLS ID #194793
I am authorized to do business in the state of Pennsylvania.