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About Me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development.

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication.

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1387854

I am authorized to do business in the state of Missouri.