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Emily Huckaby

Emily Huckaby

Loan Officer

3520 S Culpepper Circle, Suite A, Springfield, MO 65804
Own what matters
Own what matters

About Me

Greetings! I'm Emily Huckaby, your dedicated Mortgage Lender at Guild Mortgage Company in Laclede County. With a passion for serving my hometown, I bring a personalized touch to every one of my client’s mortgage journey. Born and raised in Laclede County, I proudly graduated from Lebanon High School, (GO YELLOWJACKETS) and I pride myself in nurturing a deep connection to our community's needs and economic development. 

Beyond the world of mortgages, I am a devoted spouse and a proud parent to two wonderful children. Balancing professional excellence with family commitments is a cornerstone of my life. In my small moments of downtime, you'll find me immersed in the beauty of our cattle farm, nurturing our land and livestock with care and dedication. 

I believe in the power of personalized service, integrity, and local expertise to guide you through your mortgage endeavors. Whether you're a first-time homebuyer, refinancing, or exploring investment opportunities, I am here to make your dreams a reality. Let's embark on this journey together, turning your homeownership aspirations into cherished realities. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1387854
I am authorized to do business in the state of Missouri.