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Making your homeownership dreams attainable

Select from hundreds of loan products tailored to your needs

About me

As a trusted Loan Officer with hands-on experience in every stage of the home mortgage process, I'm here to be your guide and resource. Whether you're buying your first home, purchasing investment properties or refinancing. I'm licensed to assist you in Massachusetts, Florida, and Rhode Island. I'm proud to be one of MassHousing's top originators and specialize in helping first-time homebuyers and navigating down payment assistance programs.

Fluent in both English and Portuguese, I'm dedicated to making complex mortgage options easy to understand, so you feel confident and informed throughout the process. From securing pre-approval to handing over the keys to your new home, I'll be there to guide you every step of the way.

Got questions? Don't hesitate to reach out, I'm here to help!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.78
5.0
John R
Mar 04, 2025
Verified

Chris was a pleasure to work with , always extremely insightful and available whenever I had questions. Helped me through the process of putting in offers on mutliple houses at a moments notice. I will be recommending Chris to any one anyone I know that is in need of the services. He provides at Guild!
Courtney
Mar 03, 2025
North Dartmouth, MA
Verified

Chris Barbosa is always great at communicating and getting the quick clear to close on every file I work with him on! He is my #1 referral loan officer for all my deals. Chris goes above & beyond for clients!
Philip
Feb 03, 2025
Verified

Chris has gone above and beyond my expectations repeatedly.
Phil S
Feb 03, 2025
Verified

Chris has gone above and beyond my expectations repeatedly.
Alexander E
Jan 18, 2025
Verified

I had a great experience working with Chris, who was instrumental in helping me secure a loan. His expertise and dedication were evident throughout the process. If you're looking for a reliable loan officer, I highly recommend reaching out to Chris for assistance. He truly makes the loan process much easier and more manageable.
mark
Jan 17, 2025
Verified

Had the pleasure of working with Mr. Barbosa and his team at guild mortgage. They were extremely helpful, guiding us through the process, communication was clear with every step. Buying a home can be extremely stressful and mortgage process a bit intimidating; however, with Chris and Guild on your side the process was a breeze.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #995572
I am authorized to do business in the states of Florida, Massachusetts and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 995572; Rhode Island Licensed Lender;