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Christina Delatorre

Christina Delatorre

Senior Loan Officer

111 5th Street, Windsor, CO 80550
Own what matters
Own what matters

About Me

I’m Christina DeLaTorre, a Loan Officer for Guild Mortgage Company. I have worked in the mortgage origination business since 1998. Over my career as a Loan Officer, I have closed millions of dollars of loan transactions, and my expertise in lending is FHA, VA, Conventional, 1st time Homebuyer & down payment assistance, Construction to Permanent financing. With my experience and a broad array of mortgage solutions to choose from, I will make every effort to find a great loan program and pricing for your situation. The goal is simple: to save customers money on what typically ends up being one of the biggest purchases of their life.  

As a mortgage originator in Colorado, Wyoming, Nebraska, Texas & Florida. I am well versed and up to date on the most current real estate & mortgage trends throughout the region. I believe in open communication and education to give the consumer a better understanding and better decision making for themselves and their families.  

Contact me today at 970-388-2969 or via Cdelatorre@GuildMortgage.net to set up a personal consultation.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.99
Laura
Mar 11, 2024
Verified

Christina DeLaTorre has been a local Mortgage Broker for over 25 years and is with Guild Mortgage. She loves to help people in all situations. She needs to make money to survive, but I have seen her walk clients through the process, that she worked on for several years prior, to ensure they were in a good situation and not setting them up for failure. Her team strives to keep everyone well informed and at peace knowing that they will get us to the closing table.
Stephanee
Feb 05, 2024
Verified

Very open clear honest communication throughout the entire process - if something didn't make sense they would take the time to explain it differently. Both Christina and Melanie were readily available via text, phone, or email. Both were extremely professional and personable.
Jay
Feb 05, 2024
Verified

Process went very smoothly
Buddy
Feb 05, 2024
Verified

Christina and her team were exceptional! I will be returning for future business.
Aimee
Jan 04, 2024
Verified

Christina has assisted me with every mortgage I've had and always does an great job.
daltonfoster114
May 11, 2023
Verified

Christina, Has upheld the most highest level of professionalism while guiding us with our endeavor to relocate. The guidance and and knowledge that she possess has led my family into a new home at a rate lower than average. This not only allowed us to check off all the boxes of the home we required but has also allowed us to grow our investment faster while reducing out expenses. This individual went above and beyond to deliver. Let her do the work while you decide what is best for your family and you will not be disappointed.

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Awards

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NMLS ID #247320
I am authorized to do business in the states of Colorado, Florida, Nebraska, Texas and Wyoming.