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About me

I have been lending money for over 10 years. In addition to my current role as a licensed Mortgage Loan Officer I have held titles including Branch Manager, Production Solutions Manager, and VP of Retail and Small Business Lending. My approach to mortgage lending is rooted in a mission driven desire to leave the world a better place than I found it.

I am currently a Raleigh resident but my roots stretch far. NC has a diverse culture and I have been privileged to experience much of what our great state has to offer. Growing up I lived in Wilmington, the Outerbanks, Pinehurst, Rocky Mount, and Chapel Hill. Professionally I was responsible for boots on the ground activities across the entire state and am intimately acquitted with both our cities and small towns. With these many connections I am familiar with the communities I lend in from the mountains to the coast and might be able to share a great dinner spot along the way.

When not working I enjoy spending time with my wife, Samantha, friends, and family. My hobbies and interests are quite diverse. I am a passionate outdoor enthusiast so you can often find me backpacking the Smoky Mountains or paddling our waterways. When I’m not outside you’ll find me singing with various groups, or in my garage restoring antique wood furniture.

My family and I believe in living an active spiritual life where faith is the foundation of all that we do. My philosophy is simple, in all facets of life, find Passion – Perseverance – Purpose. If you focus on these things, you will live a meaningful, joyful, and abundant life. This drives the experience I bring to mortgage financing as I seek to understand a client’s long- and short-term financial goals and not only work with them to achieve these goals but create an experience that far exceeds the average.

I look forward to working with you,

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.93
5.0
Denis
Apr 21, 2025
Aberdeen, NC
Verified

Our experience with Guild was great for numerous reasons, but the number one reason was Ben McElroy. Ben's professionalism and candor made the loan process much easier for my wife and I. Ben went out of his way to answer any questions my wife and I had, and even went as far as to schedule late night calls to make up for the time difference with us being on the west coast. I would not hesitate to recommend Ben and his servies to anyone looking to buy a home in the future.
Monica
Apr 14, 2025
Verified

Ben at Guild Mortgage made the home-buying process seamless and stress-free. He and his team was highly informative and transparent every step of the way. Ben, in particular, stood out with his expertise in managing the financial details—he ensured I stayed within my budget while still meeting my goals. I highly recommend Guild Mortgage to anyone looking to purchase a home!
Neill M
Mar 31, 2025
Verified

Ben is very knowledgeable and always responds promptly. I will send more referrals for sure!
Neill
Mar 31, 2025
Broadway, NC
Verified

Ben is very knowledgable and always responds promptly. I will send more referrals for sure!
Alex O
Mar 19, 2025
Verified

Ben is such a kind person and super honest with all his borrowers. Truly next level care.
Alexis T
Mar 18, 2025
Verified

Ben was very communicative and professional. He was also an excellent teacher, explaining an unfamiliar subject in a way that was easy for me to understand. Thanks to his input, I was able to make informed decisions about my loan. I would highly recommend him to family and friends.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1253988
I am authorized to do business in the states of Florida, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);