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Chet Mann

Chet Mann

Area Manager

212 Hawkins Ave, Sanford, NC 27330
Own what matters
Own what matters

About Me

I have been a licensed Mortgage Loan Officer for 15 years.  In my career I have held titles of Branch Manager, Regional VP, and Area Sales Manager.  Today, I am a Producing Area Manager of a great local team of professionals in NC.  In addition to originating loans and helping families and investors finance their home purchases I also assist, train, and coach other Loan Officers and recruit prospective new team members helping them grow and 
flourish at Guild Mortgage.
I am a fourth generation Sanford NC native with deep roots in the local community.  I raised my family here and followed in the footsteps of my parents and grandparents giving back to the local community by serving on numerous boards, and non- profits in and around the Sandhills and Triangle areas. I was raised in a small business family. After graduation college I joined my father’s company in the Welding Gas and Industrial Supply business eventually buying the business upon my father’s retirement. In 2007 I successfully sold it to Fortune 500 Corporation Prax Air, now operating as Airgas.  This business experience made me more than equipped to foray into the Personal Finance world of Mortgage and in 2009 I became a Loan Officer for a local, Raleigh NC based mortgage company. I also followed in my grandfather’s footsteps and became Mayor of Sanford for 9 years as he had done so in the 1960’s. Community and helping people have always been a calling for me and my family.
Today, I have assembled a highly productive mortgage team of wonderful professionals who all share the same goal and vision of serving families, helping manage and structuring their debt, and creating wealth thru home ownership. We pride ourselves on quality and supporting our referral partners in ways others may not.  I have been honored to consistently be named a Top 1% Loan Originator in the United States by Mortgage Executive Magazine and the Scotsman Guide, leading publishers of Mortgage news and real estate. 
I proudly serve the Central North Carolina area including Cities around Raleigh, Durham, Chapel Hill, Apex, Cary, Sanford, Pittsboro, Fayetteville, Hope Mills, Aberdeen, Southern Pines, and Pinehurst to name a few while our company is licensed to originate in 49 states. My 25 years of business experience, in-depth understanding of the mortgage industry, ability to solve problems, and connect people to the right resources makes me a superior choice to work with.
When not working I enjoy spending time with my wife and two sons, friends, and family. I am a passionate outdoor enthusiast. Saltwater fishing, hunting, boating, dogs, and music are some of my favorite pursuits. My family and I believe in living an active spiritual life and not just existing.
My philosophy is very simple. If you do the right thing, do your very best, and show people you care about them they will continue to come back to you. I have lived this simple motto my entire adult life personally and professionally. My approach is to understand a client's long- and short-term financial goals and work with them to achieve these goals while helping them prepare for and understand their future needs regarding obtaining a mortgage loan.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.9
5.0
Kelley
Apr 15, 2024
Verified

As a no nonsense realtor, Team Chet is my go to lender! Their knowledge of the market, rates, and loans is not comparable to anyone around! They are mover and shakers. It’s always a pleasure to close a deal with Team Chet!
Ryan
Apr 08, 2024
Verified

Answered all our questions and fast responses
Amanda
Apr 08, 2024
Verified

Communicated and explained the process and options great!
Frances
Apr 08, 2024
Verified

Chet and Team Chet with Guild Mortgage did a great job assisting my clients with the purchase of their new home in Willow Spring, NC. It was an easy smooth transaction., kept myself and the clients updated throughout the entire process, never having to wonder if things were on track or not, we had confidence that they were. Thank you to the whole team. I recommend these folks for sure!!!!
Epigmenio
Apr 01, 2024
Verified

I had. Great experience with y'all because y'all helped me with everything even my journey of looking for a house and I'm am really thankful for y'all time with me.
Susan
Apr 01, 2024
Verified

Chet Mann delivered on his word.

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Awards

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Causes I'm
passionate about

causes
NMLS ID #171268
I am authorized to do business in the state of North Carolina.