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About me

I have been lending money for over 10 years. In addition to my current role as a licensed Mortgage Loan Officer I have held titles including Branch Manager, Production Solutions Manager, and VP of Retail and Small Business Lending. My approach to mortgage lending is rooted in a mission driven desire to leave the world a better place than I found it.

I am currently a Raleigh resident but my roots stretch far. NC has a diverse culture and I have been privileged to experience much of what our great state has to offer. Growing up I lived in Wilmington, the Outerbanks, Pinehurst, Rocky Mount, and Chapel Hill. Professionally I was responsible for boots on the ground activities across the entire state and am intimately acquitted with both our cities and small towns. With these many connections I am familiar with the communities I lend in from the mountains to the coast and might be able to share a great dinner spot along the way.

When not working I enjoy spending time with my wife, Samantha, friends, and family. My hobbies and interests are quite diverse. I am a passionate outdoor enthusiast so you can often find me backpacking the Smoky Mountains or paddling our waterways. When I’m not outside you’ll find me singing with various groups, or in my garage restoring antique wood furniture.

My family and I believe in living an active spiritual life where faith is the foundation of all that we do. My philosophy is simple, in all facets of life, find Passion – Perseverance – Purpose. If you focus on these things, you will live a meaningful, joyful, and abundant life. This drives the experience I bring to mortgage financing as I seek to understand a client’s long- and short-term financial goals and not only work with them to achieve these goals but create an experience that far exceeds the average.

I look forward to working with you,

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.92
5.0
Alex O
Mar 19, 2025
Verified

Ben is such a kind person and super honest with all his borrowers. Truly next level care.
Alexis T
Mar 18, 2025
Verified

Ben was very communicative and professional. He was also an excellent teacher, explaining an unfamiliar subject in a way that was easy for me to understand. Thanks to his input, I was able to make informed decisions about my loan. I would highly recommend him to family and friends.
Nicole
Mar 17, 2025
Knightdale, NC
Verified

Ben McElroy cares for clients as though they are his family. Anytime I send a client his way, I know that his expertise and Guild's vast array of products will suit their needs, and they'll receive excellent service. It's always a pleasure working with Ben!
Andrew K
Mar 11, 2025
Verified

Ben was very helpful in making our first time home buying process go smoothly. Always there to answer any questions and help point us in the right direction. Ben and his team are very Profesional and knowledgeable in the mortgage field
Andrew
Mar 10, 2025
Bunnlevel, NC
Verified

Was our first time in the home buying process and ben did a great job explaining and walking Us through the process. Thanks to Ben and his team we are homeowners. Was very helpful from beginning to end. And always there to answer any questions we had.
Nick S
Mar 10, 2025
Verified

Ben did a great job! He is very easy to work with and is able to communicate difficult concepts in an easy to understand way. He went above and beyond to make sure we were able to close. I highly recommend him!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1253988
I am authorized to do business in the states of Florida, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);