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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Mike DeKuiper

Mike DeKuiper

Loan Officer

711 West Pickard Street, Suite C, Mount Pleasant, MI 48858
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.87 out of 5.0 stars
5.0
5.0
4.9
4.69
Fawn R
Feb 10, 2024
Verified

Mike and his team are a dream to work with! Commnication through the entire process was easy and informative!
Kristi B
Dec 07, 2023
Verified

Mike and his team are efficient, thorough, and excellent communicators. I would not hesitate to recommend him for all of your lending needs!
Matthew
Nov 14, 2023
Verified

Mike was super knowledgeable, and for the things he didn't know an answer for, he made sure to find out. Mike also responded super quick to texts, even after office hours and on weekends, which was greatly appreciated. He also had a great personality and was very personable and easy to talk to, whether through text, on the phone, or in person.
Linda S
Feb 13, 2024
Verified

The communication is great! I wish you would have held off projecting a closing date until you know what that will be. My buyer took time off work to move and wasted days off waiting to close. We got them all excited and then there were let downs.
Jennifer
Feb 13, 2024
Verified

Everyone was awesome great communication always answered all questions. And got me my house fast
Wyatt M
Dec 09, 2023
Verified

Good communication over the course of the year.

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NMLS ID #2122451
I am authorized to do business in the state of Michigan.