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Select from hundreds of loan products tailored to your needs

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.81 out of 5.0 stars
4.96
4.75
5.0
Rachael
May 05, 2025
Midland, MI
Verified

The process was very easy, and everyone was willing to help when we had questions.
Deanna
May 05, 2025
Midland, MI
Verified

Home got The ctc over a week earlier than estimated which was awesome! I will recommend Rick to buyers as I get them!
Joe
Apr 28, 2025
Mount Pleasant, MI
Verified

Wonderful communication and service. Smooth transaction and great customer care.
Kathleen
Apr 28, 2025
Mount Pleasant, MI
Verified

Knowledgeable and friendly srevice!
Sheri
Mar 24, 2025
Grayling, MI
Verified

Text: Rick Ervin has been my loan officer for over 20 years and 10 home loans, I wouldn't go anywhere else! Rick knows the lending business inside and out. If Rick can't do it no one can. Rick's loan processing staff are knowledgeable, efficient and extremely pleasant to work with. My loans have received a clear to close in 4 weeks or less due to their clear communication and hard work. I believe it says a lot about Rick, as a peron, a loan officer and branch manager, who's support staff is so dedicated to a successful office. I highly recommend using Rick Ervin for a smooth mortgage loan process.
Ginny
Mar 24, 2025
Grayling, MI
Verified

Rick and his team were great to work with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #169457
I am authorized to do business in the state of Michigan.