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Rick Ervin
Area Manager
NMLS# 169457Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.81 out of 5.0 stars




Rachael
May 05, 2025
Midland, MI

Verified
The process was very easy, and everyone was willing to help when we had questions.
Deanna
May 05, 2025
Midland, MI

Verified
Home got The ctc over a week earlier than estimated which was awesome! I will recommend Rick to buyers as I get them!
Joe
Apr 28, 2025
Mount Pleasant, MI

Verified
Wonderful communication and service. Smooth transaction and great customer care.
Kathleen
Apr 28, 2025
Mount Pleasant, MI

Verified
Knowledgeable and friendly srevice!
Sheri
Mar 24, 2025
Grayling, MI

Verified
Text: Rick Ervin has been my loan officer for over 20 years and 10 home loans, I wouldn't go anywhere else! Rick knows the lending business inside and out. If Rick can't do it no one can. Rick's loan processing staff are knowledgeable, efficient and extremely pleasant to work with. My loans have received a clear to close in 4 weeks or less due to their clear communication and hard work. I believe it says a lot about Rick, as a peron, a loan officer and branch manager, who's support staff is so dedicated to a successful office. I highly recommend using Rick Ervin for a smooth mortgage loan process.
Ginny
Mar 24, 2025
Grayling, MI

Verified
Rick and his team were great to work with!
NMLS ID #169457
I am authorized to do business in the state of Michigan.
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