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Jill Carey

Jill Carey

Loan Officer

77 Sleeper Street, Office 02-139, Boston, MA 02210
Own what matters

About Me

I'm Jill, a mortgage professional with a deep passion for problem-solving and an extensive understanding of the mortgage and finance industry. Over the years, I've had the privilege of assisting thousands of families through the home financing process, using my wealth of industry experience to structure various loans tailored to the needs of first-time homebuyers and seasoned investors alike. It's like a walk on the beach for me! 

What sets me apart from other loan officers is my unique blend of sales and operations expertise. This combination has provided me with comprehensive knowledge across all aspects of the mortgage and finance industry. I have an innate ability to anticipate challenges and ensure that loans have the best possible chance of success and approval. At the same time, I'm dedicated to making the entire transaction quick, smooth, and customer-oriented, always approaching it with empathy and compassion. Helping people navigate the lending process is truly my passion, and it feels like piecing together a different puzzle every time, with countless variables but the same outcome—a happy homeowner! 

Beyond my professional life, I'm a sun-loving, beach-going Northshore girl who enjoys the water and relaxing on the waves. Being a rescue fail mom not just once, but twice, has brought immeasurable joy to my life. Interestingly, I've lived within a two-mile radius in Ipswich my entire life, embracing the beauty of my hometown. And here's a fun fact—I've had the exhilarating experience of driving race cars and even landing a plane, all before the age of ten! 

I look forward to working with you! 


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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you're looking for a way to lower your monthly mortgage payments and utility costs, an energy-efficient loan is an excellent option for sustainable homeownership. With these loans, you can improve your home and increase its value with energy-efficient upgrades.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2451218
I am authorized to do business in the states of Massachusetts, Maine, New Hampshire and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 245121821; Rhode Island Licensed Lender;