Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Taylor Chapa

Taylor Chapa

Loan Officer

1411 North College Rd., Suite 300, Twin Falls, ID 83301
Own what matters
Own what matters

About Me

With a combined 18 years of customer service and banking experience, I have the knowledge and passion for helping clients achieve their financial goals. This experience led to my transition into lending in 2016. Not only do I tailor solutions that best meet the unique needs of each client, but I also take pride in building long-lasting relationships built on trust and transparency. I understand the significance of each financial decision and I’m dedicated to providing personalized guidance every step of the way ensuring my clients make informed decisions that align with their financial objectives. Whether you're a first-time homebuyer or someone looking to refinance, I am committed to helping you navigate the complexities of the lending process with ease. Outside of work, I enjoy golfing with my husband and son, a good book, and cuddling with my two cats. I am actively engaged in my community; volunteering my time and expertise to various causes and initiatives aimed at creating positive social change.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



Video gallery

View More


awards awards

Causes I'm
passionate about

NMLS ID #1417151
I am authorized to do business in the state of Idaho.