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Taylor Chapa

Taylor Chapa

Loan Officer

1411 North College Rd., Suite 300, Twin Falls, ID 83301
Own what matters
Own what matters

About Me

With a combined 18 years of customer service and banking experience, I have the knowledge and passion for helping clients achieve their financial goals. This experience led to my transition into lending in 2016. Not only do I tailor solutions that best meet the unique needs of each client, but I also take pride in building long-lasting relationships built on trust and transparency. I understand the significance of each financial decision and I’m dedicated to providing personalized guidance every step of the way ensuring my clients make informed decisions that align with their financial objectives. Whether you're a first-time homebuyer or someone looking to refinance, I am committed to helping you navigate the complexities of the lending process with ease. Outside of work, I enjoy golfing with my husband and son, a good book, and cuddling with my two cats. I am actively engaged in my community; volunteering my time and expertise to various causes and initiatives aimed at creating positive social change.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1417151
I am authorized to do business in the state of Idaho.