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Shahnee Holmes

Shahnee Holmes

Loan Officer

1411 North College Rd., Suite 300, Twin Falls, ID 83301
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Phone:
(208) 731-2910
Branch:
(208) 732-0840
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Own what matters
Own what matters

About Me

Whether buying your first home or fifteenth, I’m ready to help in your home buying process. I enjoy being a partner with my clients, talking about your goals and the “why” behind the purchase or refinance of your home.  I feel that it’s important to be responsive to my borrowers and maintain open communication, that way you always know where things are as we move through your home buying process.   

Not sure that you can buy your new home now? That’s OK! Give me a call or apply online and we can discuss the steps to get you there! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #974353
I am authorized to do business in the states of Idaho and Pennsylvania.