Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michael Brown

Loan Officer

2070 Churn Creek Rd., Suite B, Redding, CA 96002
Own what matters

About Me

I am originally from the outskirts Atlanta, GA. I Moved here to Redding, CA about 5 years ago. This will be my 9th year in the mortgage industry as a loan officer. I have done many different mortgage loans over the years, from the standard conventional home purchase to very intricate Reverse Mortgages. Starting at Guild Mortgage has been a blessing! It is great to know we are an exceptional company with so many products, tools, and resources at our disposal. Visit our local office where you can get that sense of community and meet my direct team who have over 100 years of lending experience! Whether you are across the country or right here in the North State Area, we will do our best to ensure the process is quick, smooth, and painless. I take immense pride in being your point of contact from start to finish.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


Video gallery

View More



Causes I'm
passionate about

NMLS ID #1107733
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;