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Andy Ripps

Andy Ripps

Branch Manager

230 E. Broadway, Suite 3b, Jackson, WY 83001
Own what matters
Own what matters

About Me

As the Branch Manager and Senior Loan Officer at Guild Mortgage in Jackson, WY, I am committed to customer service. I have been in the local Mortgage and Real Estate market for 19 years and bring this knowledge and experience to every deal. The Jackson Hole area is unique and requires a Local Lender who can offer guidance and education to help avoid the pitfalls of this niche market. My goal is to make the mortgage process as easy and streamlined as possible and to close loans on time.

I was born and raised in Englewood, Colorado, where I grew up skiing and developed a love of the mountains and the outdoors. In 2000 after graduating from the University of Oregon Clark Honors College, I moved to Jackson for ‘just one’ winter to ski. Twenty years later I have been unable to leave the amazing community and beauty of Jackson Hole. I live in town with my wife, daughter, son and our mischievous dog. Keep your eye out for me running or biking up Cache Creek or at Picas, enjoying a margarita on a sunny day.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.0
4.95
4.98
Michael
Jun 17, 2024
Verified

The team at Guild, specifically Andy and Abby, did everything they could to help me. They put in extra effort to help my situation simply because they are good people who want to help. I owe them big time and cannot recommend them enough.
Mandy
Jun 17, 2024
Verified

Any was very communicative. He kept me in the loop as the seller's agent, which was very helpful to the overall experience.
Holly
Jun 17, 2024
Verified

Exceptional sevice!
Jeffrey
Jun 17, 2024
Verified

Lovely people to work with!
Irina
Jun 10, 2024
Verified

Andy and his team were quick to respond and explain each step of the process. Very responsive and helpful throughout the whole thing.
Steven
Jun 10, 2024
Verified

Great job walking us through the process and going the extra mile when we needed it.

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Awards

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Causes I'm
passionate about

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NMLS ID #263841
I am authorized to do business in the states of Arizona, California, Colorado, Florida, Idaho, Montana, Texas, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 1049442; AZ LO Lic.# 1049704; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 1377578;