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Rebecca Cruz Bustamante

Rebecca Cruz Bustamante

Loan Officer

201 NE Park Plaza Dr., Ste 242, Vancouver, WA 98684
Own what matters
Own what matters

About Me

The mortgage business is my passion! With over 15 years in Mortgage Banking, I specialize in both Conventional and Government Financing. I have spent over 5 years as a Mortgage Underwriting lead. My broad career experience allows me to take a full-circle, efficient approach to lending. I take great pride in my attention to detail and by providing excellent service and communication. My consultative service allows me to educate my customers so that they understand the entire transaction, start to finish.

Outside of work you’ll find me hiking with my Golden retriever- Oliver, listening to podcasts, reading, cooking, traveling and of course being with my family and friends here in the Pacific Northwest.

Thank you in advance for allowing me to be a part of one of your most important lending decisions!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
4.96
5.0
Christian M
Mar 18, 2024
Verified

She is completely professional. The whole process was easy, fast and clear. Thanks for this experience. We truly recommend Rebecca 100%. We are so thankful for the helping us buy our first house.
Diane
Mar 04, 2024
Verified

Rebecca and her team is a breath of fresh air when going through your realestate financing. I have used this team for the second time around now. Thorough, responsive, and most of all friendly to work with.
desiree m
Oct 28, 2023
Verified

Rebecca and team, went over and above for our shared client. Taking time out to make sure the client documents were submitted timely, to doing a spot approval and working with the HOA property management company was 100% the best service a realtor could ask for from any officer. Hands down, the communication from her and team was the best I've ever received. I can't wait to refer her and work with her and the team again.
desiree m
Oct 28, 2023
Verified

Rebecca and team, went over and above for our shared client. Taking time out to make sure the client documents were submitted timely, to doing a spot approval and working with the HOA property management company was 100% the best service a realtor could ask for from any officer. Hands down, the communication from her and team was the best I've ever received. I can't wait to refer her and work with her and the team again.
C W
Oct 26, 2023
Verified

Rebecca Cruz Bustamante was a consummate professional. She always went to bat for us. She even went above and beyond to assure the Seller’s agent that we were well-qualified for our dream home. We will recommend Rebecca to everyone we know.
Ali
Oct 09, 2023
Verified

Thank you Rebecca for putting in so much hard work and effort to get our buyer to a happy close on her perfect home!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #1692127
I am authorized to do business in the states of Arizona, California, Nevada, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0116760; AZ LO Lic.# 1014658; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;