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Rachel Groves

Rachel Groves

Loan Officer

111 Tumwater Blvd SE, Suite B104, Tumwater, WA 98501
Own what matters
Own what matters

About Me

Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.96 out of 5.0 stars
4.96
Linda
Nov 16, 2023
Verified

Purchasing a home in a new state was a new experience for us. Rachel make the process easy and clear with constant communication. Very excellent interaction and service. Many thanks!
Ami D
Jul 17, 2023
Verified

Working with Rachel is always a dream she is speedy in her response time. Never leaves you waiting for long and helps you understand the process. If your looking for a loan officer who will go the extra steps to help you look no further Rachel is amazing to work with.
Randle
May 26, 2023
Verified

Rachel made the whole process easy to understand and communicated with us throughout. Thank you!
Cody
Feb 17, 2023
Verified

Rachel was very informative, she helped us as first time buyers understand what all was transpiring. She also made it feel like a relationship with the organization not just like we were another number on their customer list
James
Mar 28, 2023
Verified

Your detailed projections were excellent. They always left nothing to question. You made them on the reasonable/predictable high side so things were better in the finally. Plan for the "worst" hope for the best. Your advice even on tangential topics was invaluable and always easy to follow. And not the least, you have a great approachable customer service demeanor. Thanks for hanging through all this for the year it took me.
Ami D
Feb 04, 2023
Verified

Working together has been very easy and a joy. Taking the time to explain the ins and outs of the various programs. They always strive to close on time or early and it’s much appreciated

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Awards

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Causes I'm
passionate about

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NMLS ID #2177510
I am authorized to do business in the state of Washington.