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Select from hundreds of loan products tailored to your needs

Tom Kuhn
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Tom Kuhn

Branch Manager

111 E. Lincoln Road, Suite 1,2,3, Spokane, WA 99208
Own what matters
Own what matters

About Me

Meet Tom Kuhn - Your Spokane Mortgage Expert

The Spokane branch of Cherry Creek Mortgage Co. is committed to serving the needs of the Spokane community and surrounding areas.

We specialize in VA and FHA loans and have a variety of options to help you finance your first home, your next home, or to refinance your existing mortgage. Ask about down payment options and down payment assistance for eligible buyers.

If you have ever considered purchasing, whether it is your first home, move up home or even thought of purchasing for an investment now may be the time! There are a variety of loan products on the market we offer competitive rates and fees!

We are committed to helping you find the right mortgage product for your needs because we understand that every borrower is different.

Our goal is to make the process of securing a mortgage simple and straight-forward by offering you the latest in financial tools that enable you to make sound financial choices whether you are thinking of a long-term fixed rate or a short-term ARM. We can help guide you to the right loan to fit your financial needs. We will walk you through the process from start to finish because your happiness is our number one goal! Our job is not only to assist you with an immediate need for home financing, but also to be sure we are looking at what is best for you down the road.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
4.97
5.0
Sarah
May 28, 2024
Verified

Amazing customer service. I felt like he had our best interests from the beginning.
Kevin M J
Jun 04, 2024
Verified

Tom Kuhn ..
Richard
May 28, 2024
Verified

It was straightforward and always kept me informed about the process was and I was going.
Paulina W
Apr 02, 2024
Verified

Tom was able to assist my clients and getting them approved when one of the larger lenders denied them a loan. He was always communicating with all parties and on top of everything. He is a great lender in the Spokane area that I will definitely refer my clients to.
Paulina
Apr 01, 2024
Verified

Great communication and very knowledgeable.
Samantha
Apr 01, 2024
Verified

Tom was great, knowledgeable, professional, and handled things in a timely fashion. He has been in a business a long time, and it definitely shows. My first homebuying experience was horrible and I was ding the next time I tried to buy a home.. he made the whole process worth it and got us into our first house. 10/10 will recommend to anybody who needs a loan for a house.

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NMLS ID #182315
I am authorized to do business in the states of Idaho and Washington.