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Naz Patel

Naz Patel

Sr. Loan Officer

155 NE 100th St., Suite 400, Seattle, WA 98125
Own what matters
Own what matters

About Me

With over 10 years of experience in customer relations, I’ve learned the most effective way to serve clients is by providing them with accurate, and relevant information at the right time. I’m a relentless advocate for my clients’ best interest, offering a transparent and seamless home buying experience so they can fulfill their dreams with a sense of empowerment and peace of mind.

I have a Bachelor’s degree in Accounting which helps me keep an eye on numbers and get the best value for my clients, especially in today’s competitive real-estate market. I believe open communication and trust is key to finding solutions which fit the needs of today’s homebuyer.

In my free time I love to travel, hike and socialize with friends and family.

Others say it better, take a look at my reviews on Yelp.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Jovan L
Feb 10, 2024
Verified

We had an exceptional experience working with Naz as our loan officer! Her expertise and clear communication made the process smooth and stress-free. Naz was always available to answer our questions, no matter the time or nature of the inquiry. She helped us understand what we could afford based on our goals ✈️ travel internationally at least 1x/yr 🚀 and kept us informed at every stage, ensuring we felt confident in our decisions. We highly recommend Naz's services to anyone in need of a loan officer. Thank you for your outstanding support!
Cody W
Nov 04, 2023
Verified

My family worked with Naz recently when buying our first home. She was extremely helpful and communicative, making the process of applying for a mortgage as painless and clear as possible. She was available every step of the way to provide professional assistance, and I would happily recommend her and Guild Mortgage to anyone who needs their services.
Deborah M
Nov 02, 2023
Verified

Very friendly and ready to answer any questions any time any day
Becky
Aug 25, 2022
Verified

We were so fortunate to have been able to work with Naz during our home buying process. She was available to answer every question and explain things along the way. Our real estate agent was very impressed with her as well. She was a vital piece in making our purchase a success! She even got us a 20 day close! We plan to always call her for any loans we need in our future.
Kirsten
Aug 25, 2022
Verified

We felt so lucky having Naz with us during our home buying process. She was always available and gave great advice to help us navigate the waters! We recommend Naz to everyone when looking to buy a home.
kristen
Aug 25, 2022
Verified

Naz was my lifeline to home ownership. When I first started working with her on establishing a mortgage loan I was not in the best financial shape to purchase but I was determined and Naz was equally determined to make my dream a reality. She guided me step by step very patiently through everything letting me know what I would need to do to build up my financial strength. At each step she gave me clear information and let me know what was coming up next. She was calm reliable and always available for my millions of questions. She made me me feel valued and never anything less in spite of mistakes I made in the past. I felt that she was truly excited for this to happen for me and I didn't want to let her down. Without her guidance expertise and knowledge I would not have been as successful in such a short period of time. I am grateful to have been able to go through the mortgage loan process with someone like Naz who is not just knowledgeable but also patient kind and professional.

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NMLS ID #1656838
I am authorized to do business in the states of California and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;