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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.94
5.0
Holly
Jun 09, 2025
Moscow, ID
Verified

Myrissa is excellent. She helped us buy our first home ealking us through each step. She was able to match the best interest rate we had found other places. When we had hiccups on our paperwork she worked all night to make sure we closed on time. Myrissa is great!
Norman
Jun 09, 2025
Moscow, ID
Verified

Myrissa went above and bey for us.
Mandy
May 30, 2025
Verified

Myrissa was professional and fantastic! Everything went according to plan and we even closed early!
Amanda
May 12, 2025
Council, ID
Verified

It was fast and efficient. Very well laid out no surprises.
JENNIFER
May 12, 2025
Council, ID
Verified

Myrissa was awesome! Any questions we had about the the loan process and how it related to the purchase of the home, were immediately addressed by Myrissa, and several options provided if needed. The loan process was smooth and we closed early!
Molly
May 05, 2025
Moscow, ID
Verified

Myrissa is knowledgeable, thoughtful, and a wonderful listener. She heard what we were trying to do, and found us the best route to accomplish our homeowner goals.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1109548
I am authorized to do business in the states of Idaho and Washington.