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James Hart

James Hart

Loan Officer

32785 State Route 20, Suites 5 & 6, Oak Harbor, WA 98277
Own what matters
Own what matters

About Me

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Guild Mortgage Company loan officer, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get you the right loan.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Sep 23, 2021

James Hart was attentive and answered every question along the way. He always communicated extremely well via text or call no matter what time it was. I'm a busy guy with a heavy schedule with not a lot of free time to deal with things like this. James made it easy and I highly recommend him!! Also he fought for us and made sure we got the best rates possible!!
Jun 12, 2021

My experience here at Guild Mortgage was.... they were impressive. It's amazing how much is done on line now. Friendly helpful explained the process in a way I could understand which was important since it has been over 50 years since I bought a home. Things have changed. Much easier this time.
Feb 28, 2021

Great to work with fast and efficient.
Feb 04, 2021

James hart is awesome treated us like family and would recommend him if you need a Morgage . We Don't use anyone other then him !!!
Jan 04, 2021

great experience
Oct 31, 2020

Excellent service all around. The closing process was explained in detail James was always on call to answer my questions and the entire staff was super friendly. Will definitely keep any future mortgages with Guild and James!

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Causes I'm
passionate about

NMLS ID #204016
I am authorized to do business in the state of Washington.