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Alycia Hoglin

Alycia Hoglin

Branch Manager

390 E Whidbey Ave, Oak Harbor, WA 98277
Own what matters
Own what matters

About Me

I love the mortgage business!  In 15 years, I have been able to help families all over Whatcom County navigate the complicated mortgage process and reach the dream of homeownership. This business is challenging and exhilarating, and I love it!

Getting a mortgage can sometimes feel scary, overwhelming, and confusing.  I am effective at helping my clients navigate the unexpected chaos that sometimes comes with home loans. My goal is always to understand my client's deep desires, dreams, and fears and then help position them for the best deal upon purchasing a home.  I also love consulting homeowners when it comes to making important financial decisions so they can build wealth and achieve their goals.  To refi or not to refi, I love nerding out on that question!

I am hoping my crazy passion for being a loan officer wi
ll spread to others as we grow our Bellingham Branch.

Outside of the office I am overwhelmingly blessed with 2 amazing and energetic kiddos Siri and Olivar and my rad husband, Travis.  We love to Mtn. Bike, Ski, Boat, Travel, and be with friends and family here in the Pacific Northwest.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.92 out of 5.0 stars
Jun 21, 2023

Alycia and her team are exceptional lenders. I am a Realtor who's worked with countless lenders of all kinds and they are as attentive as they come. Processes are smooth and transparent. Constant comm. I've also closed a home loan of my own with Alycia and it was flawless. Bravo!
nic C
Mar 29, 2023

Alycia and her team were fantastic. Answered all my questions, were on top of everything and made each step of the process as simple as possible. I had worked with a few other lenders in the past and this was by far my best experience. They got me a fantastic rate and went above and beyond . Could not recommend enough!
Anton B
Mar 23, 2023

Guild Mortgage is a 5-star company with exceptional customer service. I recently had the pleasure of working with Alycia and Baltina and was blown away by their expertise, professionalism, and kindness. They made what could have been a complex and daunting process feel seamless and stress-free. As a first-time homebuyer and new business owner, my financial situation was a bit complicated, but Alycia and Baltina were patient, efficient in communication, and clear in setting expectations. They offered a wide array of financing options and worked diligently to ensure that everything stayed within my budget. Thanks to their flexibility and expertise, we were well ahead of schedule to close on the house. I am thrilled to be a first-time homeowner and will definitely be reaching out to Guild again in the future for any real estate transactions. Alycia and Baltina went above and beyond to ensure that I was well taken care of throughout the process. Their helpfulness, kindness, and dedication made me feel special and valued as a customer. I highly recommend them and the Guild Mortgage team for anyone looking for exceptional service and flexible financing options. Thank you, Alycia and Baltina, for all your help and for making my dream of owning a home a reality.
Tim M
Feb 14, 2024

Simply put...the best in the business
Andrew S
Oct 05, 2023

Alycia and her team purchased a home I listed in Sudden Valley in Bellingham and totally aced it. Weekly updates I could forward to my seller and zero drama come closing time and I have plenty of horror stories of unorganized loan officers putting my clients through hell. Thanks Alycia!
Oct 02, 2023

Another smooth transaction with the HoGlin Team! Thanks for the great communication and squeezing in a last-minute addendum after the final walkthrough.

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Causes I'm
passionate about

NMLS ID #324294
I am authorized to do business in the state of Washington.