In my 18+ years in the mortgage industry, I understand that the purchase of a home, whether it be for the first time, seasoned homebuyer, investor or someone looking for that 2nd home, represents an enormous responsibility. This process can be filled with uncertainty and stress. I work diligently to mitigate the unknowns and reduce the stress, all the while offering options that are best suited for each individual situation. I take pride in continuously educating myself about the industry and its current direction and possess extensive knowledge regarding Conventional, FHA, VA, USDA, HouseKey and the many down payment assistance programs available today. I look at the process as "relational" not "transactional", therefore my goal is to responsibly lend for the long term goals of my clients and partners. I especially look forward to helping those realize home ownership for the first time.

Here is to a great 2011!