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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over a decade of experience in mortgage lending, I've built my career around helping people feel confident and supported as they navigate the home financing process. I'm proud to be part of Guild Mortgage - a company that shares my values around community, service, and putting people first. I approach my work with thoughtfulness and reliability, and I genuinely enjoy being a steady resource for clients during one of life's biggest milestones. My family and I live in Hood River, Oregon, in the heart of the beautiful Columbia Gorge. My husband Daniel, our daughter Frankie, and I love embracing the lifestyle of the region and are always finding new ways to enjoy the area's natural beauty and vibrant community.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Eduardo
Sep 20, 2025
Hood River, OR
Verified

Whitney was exceptional throughout the entire loan process. She brought a calm, confident presence to every step, making what could have been a stressful experience feel clear and manageable. Her communication was consistent and timely, her knowledge was evident, and her attention to detail gave me complete confidence from beginning to end. What stood out most was how she balanced professionalism with genuine care. I never felt rushed, overlooked, or uninformed. She was always available, quick to respond, always willing to meet in person, and truly made time for me whenever I needed clarity or reassurance. Simply put, she made a complex process feel simple. She’s an asset to your team, and I’m incredibly grateful I got to work with her.
Christopher
Sep 11, 2025
Timber, OR
Verified

Easy process
3isaac5 l
Sep 13, 2025
Verified

We had the opportunity to worked with Whitney Covington, she amazing in every way !! Extremely helpful and kind willing to answer any and every questions!!
nicole m
Sep 10, 2025
Verified

Whitney was recommended to us by a good friend. We love her! She was patient, kind, understanding of our limits in Portland's difficult housing market, and explained the bewildering world of mortgage loans to us (two first time home-buyers) in simple and easy to understand terms. She brought a unique warmth and clarity to the murky world of mortgage lending - something other lenders were not able to do. As we progressed through loan processing, her communication was top notch - checking in with us and our realtor team at every milestone, and cheering us on as we progressed through the approval process. Even after closing, she has continued to check in with us. Our seasoned realtor even remarked that she was especially impressed with Whitney's diligence and attention. Give her a call! She will not let you down.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1198437
I am authorized to do business in the states of Oregon and Washington. OR ML-176;