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Tristen Carter Johnson

Tristen Carter Johnson

Loan Officer

150 120th Ave NE, Suite 300, Bellevue, WA 98005
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
May 06, 2022

I knew that I could trust Tristen and his team in finding us the best mortgage rates and guiding us through the remortgage process. We worked with Tristen during a period where mortgage rates and policies were changing and he kept us informed and helped us strategically.
Apr 14, 2022

I closed the loan with Tristen this month, he helped to close the loan within 21 days. Tristen helped me through out the process. I wasn't sure whether I could able to close loan in 21 days, but Tristen gave me confidence that he can manage and finally he closed it on time. He arranged competitive interest rate. He answers the calls most of the times and when he can't take the call, he calls back as soon as he get few minutes. Always he responds to text message within minutes. He is licensed in multiple states, I strongly recommend him if you are looking for a lender in Washington / Texas / California / Arizona / Florida.
Jan 26, 2022

Tristan was so amazing to work with! He was extremely professional and really helped guide me through the process of getting a loan along with answering any and every question i had going into detail to help me understand better! He helped my dreams come true of owning my first house and I’m so thankful for all of his help! Will definitely come back for business in the future! I
Jan 18, 2022

My wife and I met Tristen about 3 years and half ago when for the first time we approached this journey of buying a home. Tristen was very patient with us since the beginning. He scheduled a meeting and walked us through all the purchase process answering to our questions and providing us with slides and documents to help us in understanding the process. Although for us has not been easy to find the right home, Tristen supported us along all these years providing us with very quick pre-approvals. I don't know how many times we tried to make an offer, but we never found what we we're looking for, nonetheless Tristen was always available and finally last month we found the "right home" and finalized the purchase. All process was smooth, and I always felt supported and well advised. Thank you, Tristen, for your hard work and I wish you the best for your career!
Babu G
Feb 07, 2021

Tristen helped me in buying our house and to refinance the same when the interest rate came down. He closed the loan in 30 days, while other lenders that I worked with took two months to refinance or new purchase. When the interest rate went down, he himself contacted me and moved us to a lower rate. When compared to my previous experience with other lenders over the past 12 years, his service is the best.
Aug 27, 2020

Tristen educated my wife and me about the entire mortgage process since we were first-time home buyers. He was great to communicate and prepared materials to show multiple loan options. He made the pre-qualification process quick and simple.

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NMLS ID #1737051
I am authorized to do business in the state of Washington.