Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Kimberly Garnett

Kimberly Garnett

Branch Manager

11600 Busy Street, Suite 100, Richmond, VA 23236
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



4.86 out of 5.0 stars
Dec 03, 2023

Deciding to sell your home and buy a new one is already stressful, knowing that somewhere in that process you'll need to secure a loan. Unlike those loan companies with significant budgets and catchy market advertising, Guild Mortgage rose above the noise to deliver a personalized plan, with easy steps to follow. Their authentication process for uploading highly sensitive documents provided the necessary confidence. All communication included the loan officer, so we never had to update anyone. Fees were reasonable and transparent, with plenty of explanations of what was happening during the process. Our closing was uneventful, as all necessary documents were buttoned up days before the event. The only thing Guild Mortgage could have done to improve our experience is if they had rolled up their sleeves and helped us move in! Make it easy on yourself and consider Guild Mortgage before going with one of those large advertising loan companies. After all, how are they securing their marketing budgets?
Sep 25, 2023

Always very responsive and informative. Lays out options and keeps us in the loop throughout the whole process.
Sep 11, 2023

Kim was a great communicator during the transaction, which is extremely important to myself and my clients. In addition, she was able to demonstrate her knowledge and experience. She was always very professional, personable and helpful.
Aug 28, 2023

Kim was on the ball! She communicated well and worked hard to ensure we closed on time.
Aug 28, 2023

Closed on time...
Aug 21, 2023

Nice to have a lender that gets the job done and can get the transaction to the closing table!

Video gallery

View More


awards awards

Causes I'm
passionate about

NMLS ID #229396
I am authorized to do business in the state of Virginia. (;