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About me

15+ years of experience in the mortgage industry has allowed Robert to help thousands of people realize their dream of home ownership.  Serving and educating means listening, taking time to explain the process, product options, and being the most educated mortgage banker in the industry. 

He has earned the designation of Certified Military and Veteran Lending Professional and believes it is important to educating clients and other real estate professionals about the VA benefits and opportunities provided for those who have served.  

Prior professional experience provides additional perspectives having worked in Senior Financial Positions and as a Corporate Controller.  His career started at the big 6 accounting firm KPMG and transitioned into the commercial sector working for SAIC.  After 12 years of the corporate world and with the many travel commitments a career change was in order.  Helping people realize one of their most important life goals is rewarding daily.

As a graduate of Old Dominion University (BSBA), The George Washington University School of Business (MBA), and lifelong resident of Northern Virginia he has many connections to the local community.  

Outside the office Rob is married with four children and is active with many professional and personal organizations.

Please contact him today at 703-623-7857 or Robert.Hoy@GuildMortgage.net to discuss your home ownership or mortgage loan needs. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.94
Fatma
May 12, 2025
Annandale, VA
Verified

They were so, patient and understanding. They explained things to the best of my knowledge.
Sahr
May 12, 2025
Annandale, VA
Verified

Firstly, I will like to tell a thank to Mr Robert for making this dream come true and he's more than a loan officer and really helped us especially with us been a first time home buyer. He walked us through the process with ease and make us understand everything steps on the way with the term that we can understand. Secondly, It's been a really blessing to meet someone like Mr Robert. We are more than grateful to complete this project. I want to say a big thanks to Mr Robert and his team at Guild mortgage for making this happen. Thank you all once again.
Lillie
May 12, 2025
Annandale, VA
Verified

As the listing agent in a recent transaction, I had the pleasure of working with Rob, and I was thoroughly impressed. From start to finish, his professionalism and clear communication made a world of difference. He was proactive, responsive, and kept all parties informed every step of the way. The buyer’s financing process was handled seamlessly, and thanks to his diligence, we were able to close early — without any last-minute surprises. It’s rare to come across a lender who is not only competent but also collaborative and respectful of everyone's time and role in the transaction. I would gladly welcome the opportunity to work with Rob again and wouldn’t hesitate to recommend him to both buyers and agents looking for a reliable lending partner.
Jeffrey
May 05, 2025
Sunset Beach, NC
Verified

Robert Hoy made the the loan process seamless and stress free. He is very generous with his time, and patentiently explains the entire process, what to expect and is available anytime for questions. Also, he never missed a deadline, and kept us informed on every step. We appreciate his attention to detail and stellar professionalism.
Deborah
May 05, 2025
Sunset Beach, NC
Verified

Knowledgable, professional, and excellent communicator
Justin
Nov 22, 2023
Leesburg, VA
Verified

Robert is very knowledgeable, approachable and willing to help!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #476444
I am authorized to do business in the states of District of Columbia, Maryland, North Carolina and Virginia. (www.nmlsconsumeraccess.org/);