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About me

15+ years of experience in the mortgage industry has allowed Robert to help thousands of people realize their dream of home ownership.  Serving and educating means listening, taking time to explain the process, product options, and being the most educated mortgage banker in the industry. 

He has earned the designation of Certified Military and Veteran Lending Professional and believes it is important to educating clients and other real estate professionals about the VA benefits and opportunities provided for those who have served.  

Prior professional experience provides additional perspectives having worked in Senior Financial Positions and as a Corporate Controller.  His career started at the big 6 accounting firm KPMG and transitioned into the commercial sector working for SAIC.  After 12 years of the corporate world and with the many travel commitments a career change was in order.  Helping people realize one of their most important life goals is rewarding daily.

As a graduate of Old Dominion University (BSBA), The George Washington University School of Business (MBA), and lifelong resident of Northern Virginia he has many connections to the local community.  

Outside the office Rob is married with four children and is active with many professional and personal organizations.

Please contact him today at 703-623-7857 or Robert.Hoy@GuildMortgage.net to discuss your home ownership or mortgage loan needs. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.93 out of 5.0 stars
4.94
Justin
Nov 22, 2023
Leesburg, VA
Verified

Robert is very knowledgeable, approachable and willing to help!
Andrea
Jun 18, 2023
Fairfax, VA
Verified

Rob was great all around. He was patient as our timeline continually shifted and his expertise guided us to make well-informed decisions about our home purchase.
Justin
Jun 16, 2023
Fairfax, VA
Verified

Very responsive to questions and very friendly
Ian
May 20, 2023
Bowie, MD
Verified

Rob's knowledge, guidance, and communication
JAY
Apr 30, 2023
HERNDON, VA
Verified

By the time we were done, Rob wasn't just a loan officer, but felt like a member of the family. He was thoughtful, listened to our questions and concerns, and navigated us through all the twists and turns of us buying our home. I am very thankful to Ron and Caliber for their professionalism and customer service.
Estela
Apr 29, 2023
MANASSAS, VA
Verified

Robert went above and beyond to help me understand the home buying process and make informed decisions. It's always great to have a knowledgeable and responsive professional on your side, especially when making such a big financial decision.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #476444
I am authorized to do business in the states of District of Columbia, Maryland, North Carolina and Virginia. (www.nmlsconsumeraccess.org/);