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About me

15+ years of experience in the mortgage industry has allowed Robert to help thousands of people realize their dream of home ownership.  Serving and educating means listening, taking time to explain the process, product options, and being the most educated mortgage banker in the industry. 

He has earned the designation of Certified Military and Veteran Lending Professional and believes it is important to educating clients and other real estate professionals about the VA benefits and opportunities provided for those who have served.  

Prior professional experience provides additional perspectives having worked in Senior Financial Positions and as a Corporate Controller.  His career started at the big 6 accounting firm KPMG and transitioned into the commercial sector working for SAIC.  After 12 years of the corporate world and with the many travel commitments a career change was in order.  Helping people realize one of their most important life goals is rewarding daily.

As a graduate of Old Dominion University (BSBA), The George Washington University School of Business (MBA), and lifelong resident of Northern Virginia he has many connections to the local community.  

Outside the office Rob is married with four children and is active with many professional and personal organizations.

Please contact him today at 703-623-7857 or Robert.Hoy@GuildMortgage.net to discuss your home ownership or mortgage loan needs. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.94
5.0
Aleen
Aug 15, 2025
Leland, NC
Verified

Robert gave us unwavering support throughout our loan process. His communication was clear and timely. Whenever we had questions, he responded quickly. I highly recommend Robert.
Lillie
Aug 15, 2025
Leland, NC
Verified

I had an outstanding experience working with Rob. From start to finish, he went above and beyond to make the lending process smooth and stress-free. Communication was clear and timely, every question was answered with patience and detail, and he worked proactively to keep everything on track. His professionalism, knowledge, and dedication truly stood out. I highly recommend Rob to anyone looking for a lender who delivers phenomenal service and results. I look forward to working with him again!
Thomas
Aug 15, 2025
Leland, NC
Verified

Working with Rob and Craig made the whole process easy. We were guided through each step in the process, which helped make it stress free. They were both very helpful and easy to work with.
Shannon
Jul 01, 2025
Crozet, VA
Verified

My clients and I loved working with Robert! He was communicative, proactive, and got us closed in less than a month. I'd highly recommend working with Robert Hoy and Guild Mortgage!
Matthew
Jul 01, 2025
Crozet, VA
Verified

Rob Hoy was terrific. Thank you Rob!
Fatma
May 12, 2025
Annandale, VA
Verified

They were so, patient and understanding. They explained things to the best of my knowledge.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #476444
I am authorized to do business in the states of District of Columbia, Maryland, North Carolina and Virginia. (www.nmlsconsumeraccess.org/);