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Find the loan to fit your life

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About me

As a Mortgage Loan Originator, Nikki Chambless combines her deep knowledge of real estate with a passion for helping people build financial stability through homeownership. With nearly a decade of experience in the housing industry - including residential sales, property management, and investor advising - Nikki brings a holistic perspective to the mortgage process.

She specializes in guiding clients through every step of the loan journey, whether they're first-time buyers, experienced investors, or navigating credit and income challenges. Nikki takes pride in demystifying the lending process, offering tailored solutions, and ensuring each client feels informed and empowered from pre-approval to closing.

As a U.S. Air Force veteran, Nikki is especially passionate about serving those who have served. She helps fellow veterans confidently navigate the VA loan process, ensuring they understand their benefits and make the most of this powerful home financing tool. With personal experience and professional insight, Nikki provides the clarity and care veterans need to achieve homeownership with confidence.

When she's not helping clients finance their homes, you'll find Nikki exploring back roads on her motorcycle, performing with her band Cakefight, tending to her plants, or enjoying downtime with her family and a good book.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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member of Guild Giving
NMLS ID #2708362
I am authorized to do business in the state of Virginia. (www.nmlsconsumeraccess.org/);