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Spencer Valerio – Guild Mortgage Lender

Spencer Valerio

Loan Officer

1224 S. River Rd., Suite A102, St George, UT 84790
Own what matters
Own what matters

About Me

My journey as a mortgage lender started in 1998. I am a reliable resource for my customers and business partners alike.  I am committed to offering mortgage solutions that align with my customers' needs and long-term goals.  I take great pleasure in helping families achieve the dream of homeownership and find joy in serving them. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.99
4.96
Kenneth K
Jul 15, 2024
Verified

Phenomenal
George D
May 20, 2024
Verified

Spencer is the consummate loan representative and loan officer. I know my clients are always in good hands when he is taking care of their loan!
George
May 20, 2024
Verified

Spencer is very knowledgeable and always aware of the best options for our clients to consider. Our clients appreciate that he is easy to reach, responds to questions promptly, and takes care of business! I always know our clients are in good hands with Spencer.
Robert
May 06, 2024
Verified

Spencer was great in working with an especially challenging situation. Got us across the finish line! Thanks Spencer!
Patricia
May 06, 2024
Verified

Spencer took care of all the moving parts on a tight deadline. He always answered the phone and made the whole experience painless!
Michael
May 06, 2024
Verified

Easy to work with. Very responsive.

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Awards

awards

Causes I'm
passionate about

causes
NMLS ID #305514
I am authorized to do business in the states of Arizona, California, Montana, New Mexico and Nevada. AZ BK#0018883; AZ BKBR# 1009405; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 1438642; NV Mortgage Company #1141;