Fast and Simple Mortgage Process!
Kathleya Gracida
Loan Officer
NMLS# 1905774
About me
It's all about service at Guild Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
I'm Kathleya Gracida, a top-producing Loan Officer for Guild Mortgage. I was born and raised in the Philippines and currently live in North Salt Lake with my family. I am a graduate with a Bachelor of Science in Business Management. I enjoy serving our community in Salt Lake through many non-profit organizations, Zumba, paddle boarding, skydiving, and watercolor painting.
I have worked in the mortgage origination business since 2000 and joined Guild in 2024. Over my career as a Loan Officer, I have closed millions of dollars of loan transactions, and my particular areas of expertise are VA and FHA. Since joining Guild, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Our Market Street office in Salt Lake City is equipped to complete the entire loan process in-house? all loan processing, underwriting, closings, and funding are handled in our local office. As a result, we have a proven track record of closing loans as quickly and efficiently as possible. I will be in control of your loan file from start to finish, and I will be up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Yes, Kathleya Gracida went above and beyond to make us feel comfortable and confident in helping us purchase our first home. Any questions I had, Kathleya was always available and ready to answer my questions whenever I needed her any time or day and I appreciated how honest and supportive she was throughout the entire process. I highly recommend Kathleya to everyone because I knew and felt she was invested in helping us get into our first home no matter the obstycles that came our way because she was committed from the very start all the way to the finish and we accomplished our goal and dream thanks to Kathleya and her amzing hard working team and I'd work with her again and again because she's that amazing and not to mention an all around amazing and genuinely kind person with a big heart and we are so Grateful to Kathleya is an understatement and she deserves more and all the recognition. Thank you so much Kathleya because you'll always be family to us and we look forward to working with you again in the future!! :)
Kathleya is the best lender in town because of her unparalleled dedication to her clients and her ability to make the lending process smooth and stress-free. With a wealth of knowledge and experience in the industry, she takes the time to understand each client’s unique financial needs and provides tailored solutions that work best for them. Her transparent communication, quick responsiveness, and attention to detail ensure that every client feels confident and informed at every step of the process. Kathleya goes above and beyond to secure the best rates and terms, always putting her clients’ best interests first. Whether you're purchasing your first home, refinancing, or investing, Kathleya’s professionalism, expertise, and friendly approach make her the go-to choice for lending in the community.
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