Fast and Simple Mortgage Process!
Kathleya Gracida
Loan Officer
NMLS# 1905774
About me
It's all about service at Guild Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
I'm Kathleya Gracida, a top-producing Loan Officer for Guild Mortgage. I was born and raised in the Philippines and currently live in North Salt Lake with my family. I am a graduate with a Bachelor of Science in Business Management. I enjoy serving our community in Salt Lake through many non-profit organizations, Zumba, paddle boarding, skydiving, and watercolor painting.
I have worked in the mortgage origination business since 2000 and joined Guild in 2024. Over my career as a Loan Officer, I have closed millions of dollars of loan transactions, and my particular areas of expertise are VA and FHA. Since joining Guild, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Our Market Street office in Salt Lake City is equipped to complete the entire loan process in-house? all loan processing, underwriting, closings, and funding are handled in our local office. As a result, we have a proven track record of closing loans as quickly and efficiently as possible. I will be in control of your loan file from start to finish, and I will be up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
We’ve had the pleasure of working with Katheleya Garcia twice now, first when we bought our home last year, and again just recently when we refinanced through Guild Mortgage. As first-time homebuyers She made sure we understood each step and always made us feel supported and confident in our decisions. When it came time to refinance, we didn’t hesitate to reach out to her again. Just like before, she was responsive, knowledgeable, and so easy to work with. We did run into few issues early on, but Katheleya helped us work through them with professionalism and care. She stayed calm, found solutions quickly, and kept us informed the whole way through. Thanks to her, we just closed on our refinance with Guild Mortgage, and we couldn’t be happier. Katheleya truly goes above and beyond, and we’re so grateful for everything she’s done for us. If you’re looking for a loan officer who’s kind, reliable, and truly knows her stuff Katheleya is the one!
Amazing job!
Kathleya is highly experienced, professional, and knows how to execute with a no-nonsense attitude. We loved her approach and ability to guide our hime loan options
Kathleya was great to work with
I loved that Cynthia called me on a weekend. To vet her buyer. She was right on top of everything. web to bet
Great experience for my first time home buyers.
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