Fast and Simple Mortgage Process!
Kathleya Gracida
Loan Officer
NMLS# 1905774
About me
It's all about service at Guild Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
I'm Kathleya Gracida, a top-producing Loan Officer for Guild Mortgage. I was born and raised in the Philippines and currently live in North Salt Lake with my family. I am a graduate with a Bachelor of Science in Business Management. I enjoy serving our community in Salt Lake through many non-profit organizations, Zumba, paddle boarding, skydiving, and watercolor painting.
I have worked in the mortgage origination business since 2000 and joined Guild in 2024. Over my career as a Loan Officer, I have closed millions of dollars of loan transactions, and my particular areas of expertise are VA and FHA. Since joining Guild, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Our Market Street office in Salt Lake City is equipped to complete the entire loan process in-house? all loan processing, underwriting, closings, and funding are handled in our local office. As a result, we have a proven track record of closing loans as quickly and efficiently as possible. I will be in control of your loan file from start to finish, and I will be up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Kathleya is truly amazing at what she does. From the very beginning of my loan process, she was always there to guide me, answer my questions, and provide the best possible options to ensure I was set up for success. Whenever I had concerns, she was just a call away, and even if she couldn’t answer immediately, she always made sure to follow up as soon as she could. She made what can often be a stressful and overwhelming experience feel smooth and easy. Her attention to detail, proactive approach, and deep knowledge of the process kept everything moving smoothly. Kathleya was always ahead of the process, know what the next steps and ensuring there were no surprises. What truly sets Kathleya apart is the passion and pride she has for her work and her dedication to her clients. She genuinely cares, not just about closing a deal, but about helping people achieve their goal. On top of that, Kathleya is more than just a professional, she is a pillar in her community. She gives back in ways that go beyond her job, showing a level of kindness and generosity that is rare to find. She is not just helping individuals secure loans; she is making a real difference in people’s lives. I wholeheartedly recommend Kathleya to anyone in need of a loan officer who is not only knowledgeable and efficient, but also compassionate and truly invested in your success. She is one of a kind, and I am incredibly grateful to have worked with her.
It was a very smooth process. The communication was great.
I have had a great experience because of the loan officer, Kathleya. She is incredibly kind and helpful, and she managed to close our loan in just one week.
Kathleya's availability and industry knowledge was exceptional. She provided prompt response to my questions and it felt like I received an overall first class service.
Kathleya was ver pleasant to work with and peovided us with timely response and above and beyond service.
Yes, Kathleya Gracida went above and beyond to make us feel comfortable and confident in helping us purchase our first home. Any questions I had, Kathleya was always available and ready to answer my questions whenever I needed her any time or day and I appreciated how honest and supportive she was throughout the entire process. I highly recommend Kathleya to everyone because I knew and felt she was invested in helping us get into our first home no matter the obstycles that came our way because she was committed from the very start all the way to the finish and we accomplished our goal and dream thanks to Kathleya and her amzing hard working team and I'd work with her again and again because she's that amazing and not to mention an all around amazing and genuinely kind person with a big heart and we are so Grateful to Kathleya is an understatement and she deserves more and all the recognition. Thank you so much Kathleya because you'll always be family to us and we look forward to working with you again in the future!! :)
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