Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Danny Young
Area Manager
NMLS# 1230222
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Amazing team! Open communication is always important and we were ready to close early! Not just hours early, but over a week ahead of schedule! Love bypassing that last craze of closing week!
Danny is a true professional. Very informative and everything was right on time.
Everything was done in a very timely manner. Communication was great. Would use again and will recommend to anyone
Honestly, we have put this process of refinancing our home on hold - actually "ignore" - for several years because of previous experiences - stress, anxiety, worry, sleepless nights and being racked through the coals over something that may have happened 20 years ago, and we are expected to remember?? It’s exhausting... and not healthy either. However, the time had come, and even then we put it on hold for another couple of years until we just couldn't ignore it anymore. This process was nothing like we have ever experienced in the past and was by FAR the most stress-free, anxiety-free, pain-free experience we have EVER had when it comes to any of our home loans (actually ANY kind of loan) ever! And because it was so pleasant, we found ourselves waiting every day to get an update when in the past, we didn't want to hear from anyone - the good old "no news is good news" philosophy was our rule. EVERYONE we worked with was kind, pleasant and HUMANS with heart! So, refreshing! Everyone from our friend who referred us to Danny, to Danny and his team, to the title company, and everyone in between that we didn't hear from, made this experience the best we have ever had. The process from start to finish was so fast as well, which was shocking too! It almost makes me sad that we won't be getting daily updates or hearing from anyone anymore. Best experience ever! And if we EVER have to do this again, just know you have our business for life! Thank you all so very much!
Danny is #1
Danny is a great Loan Officer. He's responsive and quick, great turnaround time whenever we had a question. I would definitely recommend him to family & friends.
NMLS ID #1230222
I am authorized to do business in the states of Alaska, Alabama, Arizona, California, Colorado, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Minnesota, Montana, North Carolina, North Dakota, Nevada, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin and Wyoming. Branch NMLS ID 2576143; AZ BK#0018883; AZ BKBR# 1050951; AZ LO Lic.# 094433; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141; OR ML-176; 
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