Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
It's all about service at Guild Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
I'm Kathleya Gracida, a top-producing Loan Officer for Guild Mortgage. I was born and raised in the Philippines and currently live in North Salt Lake with my family. I am a graduate with a Bachelor of Science in Business Management. I enjoy serving our community in Salt Lake through many non-profit organizations, Zumba, paddle boarding, skydiving, and watercolor painting.
I have worked in the mortgage origination business since 2000 and joined Guild in 2024. Over my career as a Loan Officer, I have closed millions of dollars of loan transactions, and my particular areas of expertise are VA and FHA. Since joining Guild, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Our Market Street office in Salt Lake City is equipped to complete the entire loan process in-house? all loan processing, underwriting, closings, and funding are handled in our local office. As a result, we have a proven track record of closing loans as quickly and efficiently as possible. I will be in control of your loan file from start to finish, and I will be up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
NMLS ID #1905774
I am authorized to do business in the states of California and Utah. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;