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Aaron Fritz

Aaron Fritz

Branch Manager

1086 E Hwy 193, Suite #102, Layton, UT 84040
Own what matters
Own what matters

About Me

Aaron Fritz Senior Loan Officer. Manager Layton Utah.   Thank you for visiting my Web site. My philosophy is to listen to my customer's needs and respond to those needs efficiently and effectively. I strive to build long-term relationships so that as your lender I will be with you each time changes in your life necessitate a home change. Many lenders can get you a loan. My goal is to get you the right loan.  Whether you are just starting your search have already entered into contract on a new home purchase or are looking to refinance you can complete the online loan application in just a matter of minutes. I look forward to fulfilling your home financing needs. Guild Mortgage and my great team can help make your dream home a reality.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.64 out of 5.0 stars
5.0
4.38
4.81
Michelle S
Feb 16, 2024
Verified

Aaron was very efficient in all areas of the mortgage process. He was a pleasure to work with!
Kalyn H
Feb 15, 2024
Verified

Zach and Aaron were on top of it from the beginning. I never had to worry about the lending side being taken care of. Their communication was great and when anything arose it was talked about and taken care of quickly! My clients were able to close with a fantastic loan program that worked incredible for them as first time homebuyers and they even closed early!
Alice M
Feb 09, 2024
Verified

Our Experience with Academy Mortgage was outstanding. Brady Peterson and his support team were readily available and willing to answer any of our questions throughout the entire process. Our experience was such that we will be using them again! -Alice Meredith
Patrick
Jan 13, 2024
Verified

Made the whole experience extremely easy. Always responded immediately to all questions or issues.
Amanda G
Feb 26, 2024
Verified

He was excellent. We made him work nights and weekends and he did it cheerfully.
Rachel
Feb 26, 2024
Verified

They were very welcoming and they did their best to explain everything to me.

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Awards

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Causes I'm
passionate about

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NMLS ID #47246
I am authorized to do business in the state of Utah.