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Wendy Lloyd

Wendy Lloyd

Sr. Loan Officer

584 East 12300 South, Suite 7, Draper, UT 84020
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.97
Jordan
Feb 10, 2024
Verified

Wendy was amazing and made the entire process so much easier to get through. She communicated with us the whole time and always checked in on us if we needed any help. We loved getting to work with her!
Monique K
Feb 10, 2024
Verified

Wendy Lloyd showed her great knowledge, expertise and problem-solving skills while maneuvering through this complex loan. She encountered many obstacles while trying to get this loan approved and succeeded with flying colors!! She is an Amazing in every way, intelligent, and relentless in her efforts while being completely committed to customer satisfaction. She is an honest and dedicated loan officer with a high-level of integrity & many years of experience, which has blessed me and my clients and for many years and many more to come. Thank you Wendy & Acadamy Mortgage for making my buyers dream come true!!💗🤩
Bella
Feb 10, 2024
Verified

Wendy is amazing! We had a lot of issues getting info from banks and insurance companies, but Wendy was on it. She made the hard stuff so much easier and I don't know what we would have done without her and her team!
Bryce K
Oct 05, 2023
Verified

Wendy was amazing . Great communication and experience helped us get from point A to B.
Lance
Oct 05, 2023
Verified

The communication understanding and support was fantastic. Really felt like the team went above and beyond and worked with our situation when we brought rates and fees we were getting from another lender.
Melissa
Oct 05, 2023
Verified

Wendy communicates in a way I understand and took the time to make sure everything was in order. She is very personable and clearly likes to help people with their homes.

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NMLS ID #314444
I am authorized to do business in the state of Utah.