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Chris Rowe
Loan Officer
NMLS# 1494973
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Chris was great to work with! He was patient and responsive with all my questions. If you are looking to refinance or buy a home I would highly recommend working with Chris!
I've been using Chris Rowe for years for my mortgage needs. This is the thing about Chris, he gets the job done on, does it well, does it on time or, more commonly, faster than expected. He's also just a real pleasure to work with. The thing is, my brother-in-law is also in this line of business. My wife and I choose to do our business with Chris because he is the best there is at this. On more story. My latest RE agent wanted us to talk to his broker on our recent home purchase. I told him I already had a guy. He just wanted to "encourage me" to at least talk to his guy. That was right up until he started working with Chris. I asked him about a week later if I should still talk to his guy. He emphatically stated, "No. Your guy (Chris) is who you should go with."
Chris Rowe was very responsive to emails and texts. He was easy to work with.
Chris is a very down to earth guy and he’s extremely intelligent which makes him a blessing to work with.
Chris took the time to answer all of our questions, was very personable and knowledgeable. Thanks Chris!
Chris is quick to respond, always ready to help, cheerful and knowledgeable. A great addition to our real estate team
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NMLS ID #1494973
I am authorized to do business in the state of Utah.
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