Clint Carver

Loan Officer

NMLS# 826251

938 S University Park Blvd, Suite 200,
Clearfield, UT 84015

(801) 499-1248

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Building trust, one borrower at a time.

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About me

I grew up in Layton City and decided to become a mortgage lender because of my first home buying experience. Currently a Plain City resident, I am active in club youth basketball and enjoy spending my spare time a golf course with my family.

I once thought I would never own a home. I had no idea how I would save enough or even be able to afford the mortgage payment. I did it! I want to help you do the same. I bought my first home using a government grant. I have sold and owned a few homes and doing so helped me gain some financial freedom. I have built a home and would love to help you know the ins and outs of that.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.