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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I grew up in Layton City and decided to become a mortgage lender because of my first home buying experience. Currently a Plain City resident, I am active in club youth basketball and enjoy spending my spare time a golf course with my family. 

I once thought I would never own a home. I had no idea how I would save enough or even be able to afford the mortgage payment. I did it! I want to help you do the same. I bought my first home using a government grant. I have sold and owned a few homes and doing so helped me gain some financial freedom. I have built a home and would love to help you know the ins and outs of that. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Clint K
Feb 28, 2019
Verified

I personally would recommend Clint for all of your mortgage needs. He totally went out of his way to ensure that everything went smoothly. Thanks again Clint!
Jacob I
Sep 11, 2018
Verified

Clint made my wife and my home purchasing experience great! He was available to answer questions, guide us through the needed paperwork, and was an excellent resource for the entire process. I would highly recommend Clint to anyone looking to purchase a home!
Spencer L
Apr 13, 2018
Verified

Clint and his office helped clarify anything we needed help with. He compared rates from other lenders and did such an amazing job helping us close on our new home. I would for sure recommend him and his office to work with. Genuine person.
Clint K
Jan 02, 2018
Verified

My wife and I thoroughly enjoyed working with Clint. He was prompt to answer our questions. He is trustworthy, concerned & honest. Clint made sure to give us clear expectations along the way, and being first time home buyers, this made the experience smooth. There were no surprises along the way to make us feel regret or remorse in purchasing a new home. Clint helped us feel confident and comfortable.
Natalie W
Dec 12, 2017
Verified

Clint made our home buying experience really smooth! Not only was he responsive to our all of our questions as first time home buyers and very on top of things, he was someone we knew we could trust. We highly recommend working with Clint Carver!
Brian W
Nov 28, 2017
Verified

As first time home buyers we heard horror stories when it comes to buying a house and working with a lender. Clint gave us the opposite experience. He made the process smooth and was so patient with us as we were trying to understand the home buying process. Not only is he quick to answer questions, Clint also is one of the nicest guys you'll find. We really appreciated all his help throughout the process when closing. Thanks for a great home buying experience, Clint!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #826251
I am authorized to do business in the state of Utah.