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Ricky Hernandez
Loan Officer
NMLS# 2230781
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
I'm Ricky Hernandez, a dedicated bilingual mortgage loan officer with Guild Mortgage in The Woodlands, TX. I’ve helped countless families achieve their dream of homeownership by providing personalized mortgage solutions tailored to their unique needs. I proudly serve The Woodlands, surrounding areas, and clients across Texas, offering expert guidance every step of the way.
I strive to exceed expectations and help more families achieve their homeownership goals.
I specialize in FHA, VA, and conventional loan programs, as well as down payment assistance programs that make homeownership more accessible. Beyond my work, I genuinely enjoy giving back and helping my community by providing education and resources to empower individuals on their path to homeownership.
Let’s work together to make your homeownership goals a reality with a seamless and stress-free experience.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Muy amable persona, atendió todas mis dudas y respuestas es súper súper amable y jamás se molesta si le haces un millón de preguntas es muy amigable y sobre todo te da una gran confianza para comprar tu casa por primera vez,mi esposa y yo estamos muy contentos de que Ricky nos allá atendido desde el primer paso y asta el último. 100 por ciento recomendado 😀😀😀😀
Had a great experience with Guild. Our loan officer Ricky was very knowledgeable and answered questions timely. His mortgage processor, Veronica was very helpful as well. This is my 2nd home purchase and this time around went much smoother than my 1st. Definitely recommend Guild!
Ricky Hernandez was great and worked diligently and was able to provide answers for all our questions.
Ricky was absolutely outstanding. I reached out to him at the last minute and let him know I wanted to close by a specific date, and he made it happen. When he asked for documents, he ensured everything was in order and asked the right questions to keep the process smooth. I would recommend him to anyone. He truly is the best, and when I buy my next house in 5-7 years, I will definitely work with him again.
Everyone was so helpful and profesional through the entire process and answered all of our questions .
Ricky was very knowledgeable for this certain type of a deal I had with my client. Ricky stepped in provided the necessary resources and got us to the closing table within 30 days Great Job Ricky
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