Name: About Our Guild Mortgage The Woodlands Office at 9595 Six Pines Drive
Address: 9595 Six Pines Drive Suite 6200, The Woodlands, TX, 77380
Rating: 4.95

Contact Me

Making Homeownership Dreams Come True One Loan at a Time

Select from hundreds of loan products tailored to your needs

About me

I'm Ricky Hernandez, a dedicated bilingual mortgage loan officer with Guild Mortgage in The Woodlands, TX. I’ve helped countless families achieve their dream of homeownership by providing personalized mortgage solutions tailored to their unique needs. I proudly serve The Woodlands, surrounding areas, and clients across Texas, offering expert guidance every step of the way.

I strive to exceed expectations and help more families achieve their homeownership goals.

I specialize in FHA, VA, and conventional loan programs, as well as down payment assistance programs that make homeownership more accessible. Beyond my work, I genuinely enjoy giving back and helping my community by providing education and resources to empower individuals on their path to homeownership.

Let’s work together to make your homeownership goals a reality with a seamless and stress-free experience.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

4.95 out of 5.0 stars

4.94

5.0

Valeria A

Mar 08, 2025

Verified

It has been a pleasure working with Ricky Hernandez. He is very helpful and attentive to our clients, he ensures they get the best service possible and leads them every step of the way. Some of my clients have been denied elsewhere, but Ricky has been able to make a way for them, so we are very thankful for his genuine effort. I Definitely recommend Ricky for anyone interested in buying a home!

Valeria

Mar 08, 2025

Verified

It has been a pleasure working with Ricky Hernandez. He is very helpful and attantive to our clients, he ensures they get the best service possible and leads them every step of the way. Some of my clients have been denied elsewhere, but Ricky has been able to make a way for them, so we are very thankful for his genuine effort. I Definitely recommend Ricky for anyone interested in buying a home!

Ivan

Mar 03, 2025

Houston, TX

Verified

Ricky knows his stuff! Great Lender and very communicative! Made my clients closing so smooth no one was ever stressed!

Christian H

Dec 18, 2024

Willis, TX

Verified

Ricky made the process very smooth and was very helpful throughout the whole process.

Sonia L

Dec 18, 2024

Willis, TX

Verified

Overall great experience with Ricky and the rest of the team! We felt so helpless before we got to with Ricky and his team. It gave us hope to knowing we could be help and cared for. They gave a plan and we stuck with it and followed through. We could have done it without Ricky.

Cinthia

Nov 22, 2024

Houston, TX

Verified

Awesome customer service, friendly

Video gallery

View More

Awards

Causes & Memberships

Minimize

NMLS ID #2230781

I am authorized to do business in the states of Florida, Texas and Virginia. (www.nmlsconsumeraccess.org/);

Select from hundreds of loan products tailored to your needs

Ricky Hernandez

Loan Officer

Apply Now