About me

I am committed to helping individuals and families achieve their dreams of homeownership.

As a bilingual mortgage loan officer based in The Woodlands, TX, I strive to provide personalized solutions, ensuring a seamless and transparent loan process for every client.

Whether you’re a first-time homebuyer or exploring your next property, I’ll work with you to identify the best loan options that fit your needs and goals.

Let’s make your dream home a reality together!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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NMLS ID #2230781

I am authorized to do business in the state of Texas.

Select from hundreds of loan products tailored to your needs

Ricky Hernandez

Loan Officer

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