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Ricky Hernandez
Loan Officer
NMLS# 2230781
About me
I'm Ricky Hernandez, a dedicated bilingual mortgage loan officer with Guild Mortgage in The Woodlands, TX. I’ve helped countless families achieve their dream of homeownership by providing personalized mortgage solutions tailored to their unique needs. I proudly serve The Woodlands, surrounding areas, and clients across Texas, offering expert guidance every step of the way.
I strive to exceed expectations and help more families achieve their homeownership goals.
I specialize in FHA, VA, and conventional loan programs, as well as down payment assistance programs that make homeownership more accessible. Beyond my work, I genuinely enjoy giving back and helping my community by providing education and resources to empower individuals on their path to homeownership.
Let’s work together to make your homeownership goals a reality with a seamless and stress-free experience.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Ricky was absolutely outstanding. I reached out to him at the last minute and let him know I wanted to close by a specific date, and he made it happen. When he asked for documents, he ensured everything was in order and asked the right questions to keep the process smooth. I would recommend him to anyone. He truly is the best, and when I buy my next house in 5-7 years, I will definitely work with him again.
Everyone was so helpful and profesional through the entire process and answered all of our questions .
Ricky was very knowledgeable for this certain type of a deal I had with my client. Ricky stepped in provided the necessary resources and got us to the closing table within 30 days Great Job Ricky
Ricky expertise and commitment were pivotal in navigating the complexities of the transactensuring a smooth journey to the closing table. It was a pleasure working with someone as professional and responsive as you, and your efforts did not go unnoticed. Thank you once again for your invaluable contribution. I look forward to the opportunity to work together on future transactions. Charlene Johnson
Very professional and helpfull loan officer.
I had an amazing experience working with Ricky. From start to finish, he was always patient, professional, and willing to explain every step of the process. He truly had my back the entire time, making what could have been a stressful experience feel smooth and manageable. His dedication went above and beyond, he even showed up to my closing to support me. I’m so grateful for all his help and would highly recommend him to anyone looking for a trustworthy, knowledgeable lender.
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