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Ricky Hernandez
Loan Officer
NMLS# 2230781
About me
I'm Ricky Hernandez, a dedicated bilingual mortgage loan officer with Guild Mortgage in The Woodlands, TX. I’ve helped countless families achieve their dream of homeownership by providing personalized mortgage solutions tailored to their unique needs. I proudly serve The Woodlands, surrounding areas, and clients across Texas, offering expert guidance every step of the way.
I strive to exceed expectations and help more families achieve their homeownership goals.
I specialize in FHA, VA, and conventional loan programs, as well as down payment assistance programs that make homeownership more accessible. Beyond my work, I genuinely enjoy giving back and helping my community by providing education and resources to empower individuals on their path to homeownership.
Let’s work together to make your homeownership goals a reality with a seamless and stress-free experience.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Very professional and helpfull loan officer.
I had an amazing experience working with Ricky. From start to finish, he was always patient, professional, and willing to explain every step of the process. He truly had my back the entire time, making what could have been a stressful experience feel smooth and manageable. His dedication went above and beyond, he even showed up to my closing to support me. I’m so grateful for all his help and would highly recommend him to anyone looking for a trustworthy, knowledgeable lender.
Ricky was awesome , first time home buyer and was answered all my questions and explained everything with great detail.
⭐️⭐️⭐️⭐️⭐️ Our loan officer was absolutely amazing! From start to finish, Ricky went above and beyond to make sure we were comfortable, informed, and confident throughout the entire home-buying process. Ricky explained everything clearly, He always available for questions, and made what could have been a stressful experience feel easy and smooth. We truly felt like we were in the best hands. Highly recommend!
fueron muy amables y atentos y eficiente en todo el proceso
Ricky made the loan application process smooth and easy, clearly explained every step and answered any questions I had.
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