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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.
4.93 out of 5.0 stars
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4.9
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5.0
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5.0
Yazmin
Nov 2, 2025
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Thabk you Jonathan for all yoir support, keep up the Good Work!
Bailee
Nov 4, 2025
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Jonathan was quick to respond and helped answer all of our questions as first time home buyers! He was fantastic through...See more
Patrice
Nov 7, 2025
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There was little communication but I've used Guild for years and was not worried
Yazmin R.
Nov 6, 2025
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Great company!! Jonathan is amazing!!
Bailee A.
Nov 1, 2025
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Jonathan was extremely communicative and helped inform us of all the options we had available as first time home buyers....See more
Chelsea
Oct 6, 2025
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Working with Jonathan was great. Very communicative and explained everything well. Would recommend.

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NMLS ID #2391283

I am authorized to do business in the states of Georgia and Texas.

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