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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
4.92
5.0
Oyewole
Oct 01, 2025
Forney, TX
Verified

Jonathan, my loan officer, was very helpful; he responded swiftly to all my needs, answering all my questions. He is very knowledgeable. The process was smooth. Melanie Lynch was also great; she made all documentation stages easy. Thank you, Guild. ​​​​
Chaz
Sep 29, 2025
Little Elm, TX
Verified

Great experiance
Lanae H
Sep 30, 2025
Verified

Jonathan and his team stepped in to save a transaction that another lender had denied. Not only were they able to save it...they closed on time and stayed in constant communication with us! As Realtors, we value service like this and they just did an overall outstanding job!
Srikant
Sep 26, 2025
Plano, TX
Verified

Very helpful and made sure we closed on time in the short time we had without compromising on any details and providing us with multiple
Timothy
Sep 23, 2025
Anna, TX
Verified

I hadn't purchased a home in 40 years, literally. Jonathan Rodriguez and Veronica Meyers answered all my questions and walked me through the process as easily as possible. I could always count on them to do things right and do their jobs. If I ever buy another home, I don't have to look for a mortgage company, I know who to call. Thanks Jonathan, thanks Veronica for everything!!!
Ylonda
Sep 22, 2025
Verified

Jonathan is a Subject Matter Expert and I greatly appreciated his professionalism, courtesy, transparency, and efficiency to initiate and process our loan application. It did not matter the time of day, Jonathan was there to address my questions and concerns. If the opportunity presents itself again in the future, I would work with Jonathan and Guild Mortgage!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2391283
I am authorized to do business in the states of Georgia and Texas.