Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Jennifer Valdez
Acquisition Logo

Jennifer Valdez

Senior Loan Officer

9595 Six Pines Drive, Suite 6200, The Woodlands, TX 77380
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
5.0
Roy
May 31, 2024
Verified

Jennifer was amazing and made things so easy when I purchased my new build home. Thank you for all that you did and keeping me informed throughout the process.
Tori
May 20, 2024
Verified

Jennifer was an absolute blessing with helping my fiancé and me buy our first house. We weren't sure what the process looked like and what we would all need. She was kind, patient and invested every step of the way. She even recommended an amazing realtor who was just as amazing to work with. I would recommend her to absolute everyone and feel so grateful that we got the opportunity to work with her.
Tosh
May 20, 2024
Verified

Jennifer was wonderful through the entire mortgage process. She started us with a good breakdown of the process, available loans, and mortgage not breakdown based on a couple of price points. Her estimates were accurate. She maintained contact through the entire process and could not have been more helpful. I highly recommend working with Jennifer.
Destiny and D
May 18, 2024
Verified

Where to begin! Jen and team made the process of buying our first home so easy. She was always willing to hop on a call to answer our questions or concerns. Her and team are quick and attentive to all communication, and her positivity and constant rooting for us made it a great experience for us. I would recommend her to anyone!! Thank you Jen!
Astrid
May 01, 2024
Verified

Jennifer and her team were just amazing to work with! She is an outstanding loan officer with more than 20 years of expertise, providing exceptional service, advice and insights to help me secure the best rate I could get. As a first time owner, she explained every single aspect of the loan process in detail, so I felt very well informed to make sound financial decisions. The whole process was smooth and seamless, and she went above and beyond to solve some last minute HOA issues in partnership with my realtor, which allowed for a timely closing. I will definitely use Jennifer and her team again in the future, I had an excellent experience and highly recommend!
Jordan
Apr 01, 2024
Verified

Jennifer was great to work with. I especially appreciated the constant communication. The entire process was smooth and stress free.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #1449238
I am authorized to do business in the states of Alabama, California, Florida, Oregon, Tennessee, Texas and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;