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Helen Bernatek

Branch Manager

NMLS# 273874

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!

Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered and every client is provided the best experience possible.

Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!

Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
Nancy
Nov 4, 2025
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We have a difficult portfolio for taking out a home loan, and Helen Bernatek was gracious enough to take it on. We are...See more
Jorge
Nov 2, 2025
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Helen is great to work with always there if you need something make the process easy will definitely use her...See more
Wendy
Nov 7, 2025
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I very much appreciated the timing of the comminucatuon because it was more heads up than reactionary, s...See more
Bryan
Oct 6, 2025
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Very smooth transaction.
Richard L.
Oct 4, 2025
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I have used Helen Bernatek a couple of times and her and her team are top notch! Very pleasant to work with! I will use ...See more
Jessica A.
Oct 4, 2025
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We have used Helen's team with Guild for 2 homes. They are very pleasant to work with and the application process is ver...See more

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Awards

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Causes & Memberships

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NMLS ID #273874

I am authorized to do business in the state of Texas.

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