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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!

Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered and every client is provided the best experience possible.

Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!

Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Michael
May 05, 2025
San Antonio, TX
Verified

Helen's communication is always top notch!
Benard
May 05, 2025
San Antonio, TX
Verified

The whole team was able to communicate effectively and relate to both the buyers and myself. The team as always demonstrated their in-depth knowledge of the subject matter and paid a lot of attention to details. Team listened to buyers concerns and reponded accordingly and in a timely manner
Daniel
May 05, 2025
San Antonio, TX
Verified

Helen was amazing throughout the entire process!!!!
Edelyn E
Apr 29, 2025
Verified

Helen is great!!! As a first time homebuyer, Helen made sure I understand the process from day one until our closing. Helen literally held our hands and guided us throughout the transaction. She responds promptly and she is always friendly with her dealings with us.
Edelyn
Apr 28, 2025
San Antonio, TX
Verified

Helen is great! She literally held our hands throughout the process. She made sure we understand the steps and our options. She is always reachable and very accomodating with our inquiries.
Douglas
Apr 14, 2025
Helotes, TX
Verified

Helen and her team kept us informed every step of the way. They made sure that we knew what needed to be done to close on time.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #273874
I am authorized to do business in the state of Texas.