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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Helen Bernatek started “Helen's Money Team” more than 20 years ago and has always enjoyed working with repeat clients as well as new ones!  She and her mortgage partner, Cassadie Bolen, love assisting home-buyers and watching their dreams come true!

Cassadie and Helen often brainstorm about the mortgages they're working on to make sure all details are covered and every client is provided the best experience possible.

Helen says Cassadie “keeps her young and on-her-toes” and Cassadie appreciates Helen's years of experience with every type of loan scenario!

Helen’s Money Team has offices in Central Texas and West Texas, making us well-versed on all loan programs in the states of Texas and Arizona.  We love people and take pride in giving every customer our personal touch to make their home-buying experience simple and fun!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Steven
Feb 10, 2025
San Antonio, TX
Verified

Everything went smoothly and was always
Alexis B
Feb 07, 2025
Verified

Helen and her team are amazing! Her kind, pleasant demeanor was refreshing. You can tell she loves what she does. Helen and Megan made the process extremely easy, and were available anytime we had questions. We did everything remotely and the process was so smooth.
Alexis
Feb 03, 2025
Corpus Christi, TX
Verified

Helen made this experience easy (applying for a mortgage can be stressful). She gave clear instructions and gave us options with different intrest rates. We gave her a few houses with different prices and she even gave rough numbers to help us visualize what we could be looking at. She was so friendly, kind and happy to help us.
Dillon B
Feb 04, 2025
Verified

Helen and her team always go the extra mile and I love working with them!
Carrie
Feb 03, 2025
Corpus Christi, TX
Verified

Excellent experience from start to finish. Thank you for treating us like Royalty!
Muniraj
Jan 06, 2025
Denton, TX
Verified

Amazing servic!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #273874
I am authorized to do business in the state of Texas.